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Any business that incorporates retail trade would benefit from retail trade insurance. You’ll need retail trade insurance if your business falls under any of the following activities:
Most retail businesses should obtain general liability and commercial property insurance at the very least, especially since these policies may be necessary in order to lease a retail storefront. Other insurance covers most popular with retail business owners are: Business Owners Policy (BOP), Workers Compensation and Commercial Auto.
While operating an e-commerce business may reduce some of the dangers that conventional brick-and-mortar businesses face, such as slip-and-fall incidents or physical damage to a storefront, online merchants are not without risk.
To protect against some of the most prevalent hazards that e-commerce businesses encounter, such as customer injury and property damage, most online companies should obtain general liability insurance and product liability insurance.
The cost of your insurance policies will depend on a variety of factors including the types that you get, the location of your business, previous claims, the size of your business, and more. You can get an accurate quote by speaking with an insurance representative and making sure all of your needs are met.
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