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Accommodation, Food and Beverage Insurance policies come in handy if you own one of the following types of businesses:
Restaurant insurance is a necessary component of any long-term operation. A pricey lawsuit from a visitor or staff member leads a restaurant to close its doors faster than anything else.
You'll need Food and Beverage Liability Insurance if you operate a small business that sells food or beverages, even if it's not your major source of income. This insurance coverage covers you against the dangers of serving food and beverages in a restaurant.
General liability insurance is required by a restaurant to cover bodily injury and property damage claims resulting from events such as slips and falls. The insurance also includes product liability coverage, which protects your business from claims related to food poisoning.
Food cart insurance is a type of liability insurance designed to cover the costs of liability claims for food cart enterprises. Food carts face a number of liability concerns as meal industry firms, ranging from trip and fall incidents to customers being ill as a result of their food.
Many subindustries fall under the umbrella of Accommodation, Food and Beverage that would benefit from this insurance cover:
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