Transportation & Warehousing

Commercial Auto insurance will protect your transportation business if you have a fleet of vehicles and your drivers get into a road accident.

Example... Your driver, on the way to a job, collides with another vehicle, damaging both cars. Commercial Auto will cover the costs of repairs and legal costs if a claim is made against you.

General Liability Insurance covers transport and warehousing risks like customer property damage and injury. It also helps you qualify for leases and contracts.

Example... A delivery man slips and fall in your warehouse, suing you for the injury. General Liability insurance covers the costs of their medical bills and your legal defense costs.

Workers' Compensation covers medical costs and wages for employees injured while working, including driving to and from a job. It's mandatory to have this insurance in many states.

Example... An employee slips while unloading cargo fro the truck and sustains a serious leg injury. Workers Comp covers their medical costs and lost wages while they're out of work.

Business Owners Policy (BOP) combines General Liability and Property Insurance at a lower cost. BOP is best for transport and warehousing businesses that want to cover their property ad liability.

Example... While transporting perishable goods, traffic delays and hot weather cause them to perish in your truck. BOP covers their replacement and any legal costs if a claim is made against you.