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Florist Insurance

Prefer to speak with a CoverWallet consultant? Call
(646) 844-9933

Frequently Asked Questions

Why do Florists need insurance?

Every rose has its thorn, as they say. So your flower shop may be in its upside now, but there may be unforeseen accidents and risks that could cripple your business almost immediately. Insurance will make sure that these risks are covered by paying for it. Instead of wasting your business and personal assets on an accident or lawsuit, your insurance will pay for it in exchange for an inexpensive monthly fee.

What risks do Florists face?

Your insurance will have your back, so you can do your job with confidence. Here are some common risks that your business can face:

  • A customer slips on a spill inside your shop, causing injuries. You are left liable for all expenses.
  • A burst pipe in the ceiling floods your store and all your flowers soggy, leaving them unsellable.
  • An employee while trimming trees, slips and cuts his hand deeply. Because of the injury, the employee can't work right away and may need physical therapy to get back on his/her feet again.

How much does Florist Insurance cost?

The cost of insurance for florists varies on the type of services you offer, the number of employees you have and the coverage requirements. There is no fixed rate for an insurance policy, so to get the cost of your insurance, give us a call or apply for a free quote online.

Are You Ready to Get Covered?

Prefer to speak with a CoverWallet consultant? Call

(646) 844-9933