Florist Insurance

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Get fast and risk-free florist insurance

  • Fast and easy insurance processing for florists

  • Inexpensive insurance unique to florists

  • Watch your business bloom without risk. Get a quote today

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

When you also have equipment or operate from an office


General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

PRO

Get protected against employment-related issues


Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Including Business Interruption, Cyber Liability, etc.

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ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

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Or call (646) 844-9933 anytime.

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Frequently Asked Questions

Why do Florists need insurance?

Every rose has its thorn, as they say. So your flower shop may be in its upside now, but there may be unforeseen accidents and risks that could cripple your business almost immediately. Insurance will make sure that these risks are covered by paying for it. Instead of wasting your business and personal assets on an accident or lawsuit, your insurance will pay for it in exchange for an inexpensive monthly fee.

What risks do Florists face?

Your insurance will have your back, so you can do your job with confidence. Here are some common risks that your business can face:

  • A customer slips on a spill inside your shop, causing injuries. You are left liable for all expenses.
  • A burst pipe in the ceiling floods your store and all your flowers soggy, leaving them unsellable.
  • An employee while trimming trees, slips and cuts his hand deeply. Because of the injury, the employee can't work right away and may need physical therapy to get back on his/her feet again.

How much does Florist Insurance cost?

The cost of insurance for florists varies on the type of services you offer, the number of employees you have and the coverage requirements. There is no fixed rate for an insurance policy, so to get the cost of your insurance, give us a call or apply for a free quote online.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

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We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

State of the Art Technology

We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

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