When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
Business Owners Policy (BOP) combines General Liability and Professional Liability insurance under one package. It helps small to mid-sized flower shops, where buying separate insurance policies for each would be too expensive. You can also add additional coverage to protect your business from identity theft, business income, personal property, and other related risks.
Professional Liability (E&O) insurance protects florists against claims that the professional service you provided caused the client to suffer financial harm due to the mistakes you’ve made or when you failed to accomplish the contracted work. The insurance will make sure that if such a liability case arises, you won’t have to pay for any court or legal fees.
Business Interruption insurance is a type of insurance that covers the loss of income and continued expenses that your flower shop suffers after a disaster. The income loss can be covered due to a disaster-related issue that forces your business to close.
Every rose has its thorn, as they say. So your flower shop may be in its upside now, but there may be unforeseen accidents and risks that could cripple your business almost immediately. Insurance will make sure that these risks are covered by paying for it. Instead of wasting your business and personal assets on an accident or lawsuit, your insurance will pay for it in exchange for an inexpensive monthly fee.
Your insurance will have your back, so you can do your job with confidence. Here are some common risks that your business can face:
The cost of insurance for florists varies on the type of services you offer, the number of employees you have and the coverage requirements. There is no fixed rate for an insurance policy, so to get the cost of your insurance, give us a call or apply for a free quote online.
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