Insurance for Ecommerce Sites

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What Ecommerce Sites Are All About:

Establishments in this industry use the internet to sell or auction new and used goods or products.

What type of insurance does this industry need?

Policy What is it? Why get it Popularity in your industry Want free quotes?
General Liability
This policy protects your business in case of third party claims, such as bodily injury or property damage. For example, the common "slip-and-fall" claim would be covered by your General Liability policy. General Liability insurance is often considered to be the core coverage, particularly for businesses that regularly physically interact with customers or sell physical goods. In addition, many businesses have a contract, like a loan or a lease, requiring that they have this coverage.

What is it: This policy protects your business in case of third party claims, such as bodily injury or property damage. For example, the common "slip-and-fall" claim would be covered by your General Liability policy.

Why get it: General Liability insurance is often considered to be the core coverage, particularly for businesses that regularly physically interact with customers or sell physical goods. In addition, many businesses have a contract, like a loan or a lease, requiring that they have this coverage.

Cyber Liability
Cyber Liability insurance helps to protect a company that has been the victim of a cyber attack or data breach. When confidential records are breached, companies face a variety of fees (e.g., notification costs, credit monitoring, defending claims by regulators, fines and penalties), and this policy will help to cover those claims If your business collects or stores personally identifiable information on customers or employees digitally, there's the risk that this information may be breached and your company will face significant fees. Cyber Liability insurance, alongside cyber security and an effective response plan, is a simple way to protect your business from these potential costs.

What is it: Cyber Liability insurance helps to protect a company that has been the victim of a cyber attack or data breach. When confidential records are breached, companies face a variety of fees (e.g., notification costs, credit monitoring, defending claims by regulators, fines and penalties), and this policy will help to cover those claims

Why get it: If your business collects or stores personally identifiable information on customers or employees digitally, there's the risk that this information may be breached and your company will face significant fees. Cyber Liability insurance, alongside cyber security and an effective response plan, is a simple way to protect your business from these potential costs.

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