Insurance for Baked Goods Stores

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Get insurance quicker than you can bake a cake

  • Quick and painless purchase of your insurance policy

  • Baked specifically for your business; the right coverage at the right price

  • We've cooked up the best deals for you

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

Instant quote »


  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown


Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation


When you have specific requirements

Including Business Interruption, Cyber Liability, etc.

Instant quote »


We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Why do Baked Goods Stores need insurance?

This industry consists of businesses that sell baked goods.

Any business is prone to a lot of risks - risks that when it happened can cost your business thousands or even millions of dollars. These risks are usually in a form of liability claims, personal injury, property damage or collision, and without insurance you'll have to pay for these out of your business finances. Insurance will make sure that your bakery will survive for the next day when an unforeseen event occurs.

What risks do Baked Goods Stores face?

There are a number of potential risks faced by bakeries. Customers entering your shop could slip be injured. Your bakery can be held liable, especially if it is proven that the spill that you didn't clean caused them to slip. As a baker, food poisoning could easily destroy your business. Although rare, food poisoning could stack up legal bills high enough to put you out of business. If you are invited to a special event or festival, your commercial vehicle can be in an accident, and your driver may be at fault. Costs of the other driver's vehicle damage and medical bills are immense and without insurance, your business can instantly go bankrupt.

How much does insurance cost for Baked Goods Stores?

The cost of insurance policies varies on your business size, location, services offered, revenue and many other factors. However, the rough estimates below will help you get an idea of how insurance policies might fit into your budget.

  • General Liability can cost around $500 in annual premiums.
  • Business Owners Policy (BOP) can cost around $900 in annual premiums.
  • Workers' Compensation costs about $400 in annual premiums.

These are rough estimates, so if you want to find out what insurances you need for your business and how much it costs, please talk to our customer service representatives.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

We are making headlines!

Already insured?

No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more

Get CoverWallet »

Need help? Get free advice

Understand in 10 seconds what type of insurance your industry needs, and why

Insurance Assessment »

The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
Endless Experience!

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

Endless Experience!

We are proud to be part of Aon, the leading global professional services firm providing advice and solutions in Risk, Retirement and Health. With us, you’re in good hands!

Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.