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Essential coverages for your store
When you also have equipment or operate from an office
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
When you're unsure of what insurance policies you need for your business, Business Owners Policy (BOP) insurance is a perfect choice. This insurance is a combination of liability and property protection under one coverage. It's far more cost-effective than buying General Liability insurance and Commercial Property insurance individually.
Workers' Compensation is a state-mandated insurance that provides wage replacement, medical and rehabilitation benefits to employees who become sick or injured in the course of their daily work. The employees are then relinquished of their rights to sue your business for negligence.
Commercial Auto insurance is similar to your personal auto insurance, but it offers higher limits and better coverage than a personal auto insurance can cover. The insurance covers collision damage costs, medical payments, damage incurred from a natural disaster and other related incidents.
This industry consists of establishments that supply all forms of building materials. Businesses in this industry encompass a broad range of stores specializing in various areas, such as fencing, kitchen cabinets, lumber, flooring, plumbing, garage doors, prefabricated buildings, glass, paint, and wallpapers.
Building Material Stores need insurance to cover the costs of property and liability damage claims against your business. Without insurance, you will have to pay out of pocket for these damages and legal claims. Also, in some states, certain insurance policies are required before you can operate.
Your business is prone to many risks. Without insurance, these would be out-of-pocket expenses. Paying for liability claims and court costs aren't cheap, so get insured while you still can.
A customer entering your vicinity can slip and fall, breaking an arm. If your business is at fault you'll be responsible for the medical fees of the customer until recovery and any other potential damages determined by the court if they sue. You'll also be paying for your attorney and court costs.
The price of your insurance varies on the type of business you offer, the size of your business, and other requirements that your insurance provider may need to get a valid cost of your insurance policy.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.