Convenience Store Insurance

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  • We cover your risk to get you to business in a flash

  • Insurance at your convenience. Get a quote today

  • Low cost insurance, better coverage for convenience stores

  • Highest quality service for convenience stores

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

From
39
Month
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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

When you also have equipment or operate from a store


General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

PRO

Get protected against employment-related issues


Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Including Business Interruption, Cyber Liability, etc.

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ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

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Frequently Asked Questions

Why do Convenience Stores need insurance?

If you own a convenience store, you may want to shield it from financially damaging risks. Without insurance, your business is likely to pay for all property damage, personal injury, and lawsuits from your own pocket. This means that coughing up a huge amount of money before, during and after an incident. Any business won't be able to survive this huge expense, not without insurance.

What risks do Convenience Stores face?

The building your convenience store is at whether rented or owned can be at risk of property damage due to fire, theft, vandalism, flood, storm and other natural disasters. The contents of your store can be at risk too since those that were damaged by the fire or storm can no longer be sold. Everything would need to be replaced.

The equipment you use in your convenience store like the coffee maker, sandwich maker, the refrigerator could malfunction. Because convenience stores frequently sell food, a malfunctioned freezer can make your food to go bad. In either of these situations, the complete replacement would be expensive.

How much does Convenience Store Insurance cost?

The cost of insurance varies based on a lot of factors. The most influential factors are the business type, the number of employees and the coverage needs. Without taking these factors into account, these are the usual average costs:

  • General Liability costs around $500/year.
  • Business Owners Policy costs around $900/year.
  • Commercial Property is around $400/year.

To know the exact cost of your insurance policies, simply apply for a quote online or contact our customer service representatives.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

State of the Art Technology

We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

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