Please also review the Terms & Conditions that govern your use of our Services.
What types of information we gather and share depends on the product or Services you have with us. This information could include:
If you use our platform, we may also collect information about the browser you are using. This information can include:
We may supplement the information we collect about you with data from third-parties. This information may include:
We use the information we collect to provide, maintain, protect, optimize and improve our Services, and to enhance your user experience. We may also use the information we collect in the following ways:
We use the information you provide to update your account(s), process or service requested or authorized transactions, secure quotations for insurance, obtain insurance coverage or report or process claims.
CoverWallet, Inc. may also use your information to develop new Services, conduct research and to create anonymous or aggregated reporting for its own use.
CoverWallet, Inc. may use your information to offer products or Services to you.
It may be necessary to provide information collected from you to respond to subpoenas, other discovery requests, legal investigations or court orders. We may share information pursuant to a governmental agency or investigatory body request.
CoverWallet, Inc. does not share, sell, rent or otherwise distribute your personal information except:
We may share your personal information with other companies and individuals to perform functions or services for us or on our behalf, such as hosting this site, sending e-mail messages, and making phone calls. These parties are contractually restricted from using any personal information for purposes other than providing services for CoverWallet, Inc. or on our behalf.
See Section 2 above. Additionally, CoverWallet, Inc. also reserves the right to disclose or use information if it has a good faith belief that such action is necessary to: (a) protect and defend the rights, property, or liability of CoverWallet, Inc. or its affiliates, other users of this platform, or the public; (b) enforce the Terms and Conditions; (c) respond to claims that any content violates the rights of third-parties; (d) respond to claims of suspected or actual illegal activity; (e) detect, address or prevent fraud, security or technical issues; or (f) respond to an audit.
We disclose personal and other sensitive information, as necessary, in providing our products and services. In order to sell, solicit, and negotiate insurance, we may disclose your information to insurers, reinsurers, insurance intermediaries, brokers, underwriters, insurance reference bureaus, medical service providers, fraud detection agencies, our advisers, loss adjusters, lawyers, accountants, and others involved in the claims handling process.
CoverWallet, Inc. respects your privacy and your right to limit the sharing of your information. The following identifies ways in which you can limit the sharing of your information and data:
For more information on how to reject or delete cookies, you should consult with your browser's or device's help documentation or visit www.aboutcookies.org. At this time, CoverWallet, Inc. does not respond to automated signals regarding tracking mechanisms, including "do not track" instructions from your browser. You can also opt out of internet-based advertising by installing a browser plugin from third-parties where available.
CoverWallet protects your personal/private information through the use of encryption technology. We use industry standard security protocol (Secure Sockets Layer or "SSL") to ensure that the connection between your browser and our server remains protected. Unfortunately, no data transmitted over the Internet or data storage system can be guaranteed 100% secure. If you believe your connection with us is no longer secure for any reason, please notify us immediately.
Keeping your information accurate and up-to-date is very important since inaccurate or incomplete information could impact our ability to deliver Services to you. Please let us know about any changes that may be required to your personal information by updating your account profile or by contacting your account manager.
The Services are operated in the United States and intended for users located in the United States. If you access this site from a location outside of the United States, your information may be transferred to the United States and you agree to such transfer. Furthermore, you acknowledge that the United States may not provide the same level of protections as the laws of your country.
The Services are not intended for anyone under the age of 18. We do not knowingly collect, use or disclose information of children under the age of 18 without the consent of their parents or legal guardians. We will delete any personal information collected that we determine to be from a user younger than the age of 18.
CoverWallet, Inc. does not share or disclose your personal information to third-parties for the third-parties' direct marketing purposes. Therefore, California's "Shine the Light" law (California Civil Code § 1798.83) does not apply to CoverWallet, Inc..
101 Avenue of the Americas, 18th fl., New York, NY, 10013.
Revision Date: Oct 3rd, 2016