Log Truck Insurance

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Logging trucks face a unique set of risks and challenges. Most commercial trucks don’t need to travel on dirt or gravel or maneuver through tight twists on uneven grades that log trucks need to navigate daily. Add a top-heavy load of up to 80,000 lbs and you have distinct risks for logging trucks that require the right insurance coverage. Weight limits for log trucks in some parts of the United States are even higher, potentially increasing the risks.

What Does Log Truck Insurance Cover?

The insurance needs for log trucks can differ. A stake truck, for example, needs different coverages than a tractor-trailer with a flatbed for carrying loads. A dump truck also needs different coverages than a trailered rig. The base coverages include your Commercial Auto Liability coverage. Further customizing your log truck insurance policy, coverages can vary based on the truck type, configuration, and other considerations such as whether the tractor is operated without a trailer or if the trailer is run empty while not under dispatch. Insurance needs can also vary depending on whether you are operating under your own authority or your truck is under permanent lease to a logging company.

Common coverage options include:

  • Log truck liability Insurance: This is the core coverage, which covers liability for bodily injury and damage to the property of others due to a log truck accident.
  • Physical damage coverage: Now you have a way to cover damage incurred to your truck due to an accident or optionally due to other risks, like fire, theft, glass breakage, or vandalism.
  • Non-trucking liability coverage: When using your truck and not under dispatch, like for personal use, this liability coverage provides protection.
  • Motor truck cargo insurance: Fire, collision, and other risks can threaten your load. Cargo insurance keeps you covered for what you are hauling.
  • And more...

Log Truck Insurance Cost Factors

Rates for your log truck insurance can be affected by a number of factors, including the type and value of your vehicles, the number of miles driven, driving records, claims history, chosen coverages, and more. CoverWallet’s trusted insurance agents can provide fast quotes from multiple insurance carriers to help you get the right coverage at the right price for your trucking business.

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Additional Coverages for Your Logging Truck Business

Insuring your truck may not be your only insurance need. CoverWallet makes it easy to build a complete insurance solution without having to source insurance from multiple insurance companies. Popular additional coverages include Workers’ Compensation coverage, Cargo Coverage, Health Insurance, and Business Liability Insurance. CoverWallet can help you cover all these insurance needs and more.

Ways to Save on Log Truck Insurance

The key to buying the most cost-effective insurance is to build a Commercial Package Policy that meets your specific needs. By purchasing the exact coverage types your business needs with coverage limits that won’t leave your business exposed to huge potential losses, you can save by skipping the expensive extras you don’t need. CoverWallet’s experts can design a customized coverage solution that brings together all the insurance types you’ll need to keep on trucking, and by bundling multiple insurance policies with one insurer, you can often save even more. Reach out for a free, no-obligation quote, with all the coverages you need — and without the costly extras.

Business Insurance

Running a business is challenging enough without having to worry about lawsuits, employee injuries or property damage. Having the right insurance gives you the peace of mind to focus on what matters - running your business.

The coverage you need depends on the type of business you run. A restaurant owner needs to be covered against customers possibly getting food poisoning while an accountant needs to be covered against calculation errors. CoverWallet's intelligent assessment system will identify the insurance you need based on your specific business, get you a policy that fits your budget, and do it all in less time than you think.

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