When you also have equipment or operate from an office
All Basic plan benefits and:
Get covered against errors resulting in bodily injury
All Standard plan benefits and:
General Liability insurance can cover the legal expenses associated with libel, slander, third-party bodily injury, personal injury, third-party property damage, advertising injuries, and other related risks. The insurance will cover for the expenses of attorney and court fees so that you do not pay out of pocket, either business or personal assets, in the event of a lawsuit.
Commercial Property insurance can pay for the repair or replacement of your business property if it is stolen, damaged, or destroyed due to a fire, vandalism, flood, natural disaster and other covered risks. It also covers any equipment or other contents inside the property in the event of these disasters so that you will be up and running again as soon as possible.
Workers' Compensation insurance is state-mandated and covers the expenses that come with your employees' work-related illnesses or injuries. This can cover immediate costs like an ambulance, as well as long-term expenses like medical fees, physical therapies and lost wages. In exchange, the employees' rights to sue your business for negligence are relinquished.
Medical laboratories provide body fluid analysis and other diagnostic services. Duties that these laboratories perform include blood analysis, medical pathology, medical bacteriological, medical testing, and medical forensics.
Medical laboratories need insurance to protect their business from the many known and unknown risks. It shields your business and personal assets from costly medical fees, lawsuits and other risks that may fall on your business. And all the insurance requires is for you to pay a monthly fee for the protection to take effect.
Medical laboratories face a unique set of risks, below are some examples:
The cost of insurance for medical laboratories will depend on the size of your laboratory, the coverage required, the number of employees you have and other information. To find out the cost of your insurance policy, simply apply online to get a free quote or talk directly to our insurance experts.
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