Covers your products, materials and equipment that are transported over land (truck or train), or while they're in a warehouse. If involved in a collision, mishandling or cargo theft, Inland Marine Insurance covers the transported goods.
Commercial Auto Insurance covers your cars, trucks, and vans used in your business. It covers the costs from vehicle damage in collisions, theft, vandalism and weather damage. It also covers medical expenses for to injured parties.
Professional Liability Insurance (or E&O Insurance), protects your small business from claims of mistakes, negligence or malpractice made when providing your services that caused somebody financial loss. PLI covers your legal defense costs, damages and settlements.
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Why do Landscape Architects need insurance?
Landscape architectural service businesses work with a variety of clients on land planning projects. Customers rely on your advice and expertise to bring their ideas to light. Whether you offer landscape design advice, plan garden layouts and land use or provide surveying services, your business needs insurance. Business insurance protects your financial resources, reputation, and future during worst-case scenarios that result in high expenses and lawsuits.
Companies in this industry offer a wide range of services such as aerial geophysical surveying, garden planning, geological surveying, golf course or ski area design, magnetic geophysical surveying, landscape consulting, seismic geophysical surveying, industrial land use planning, and landscape design.
What risks could Landscape Architects face?
There are a number of risks you face every day:
How much does Landscape Architects Insurance cost?
There is no cookie-cutter insurance policy for landscape architects. Each insurance company is different and uniquely calculates premiums. Most companies will need a detailed explanation of your services, safety procedures, past claims history, and a summary of your experience. You can request an insurance quote for landscape architectural services today by filling out our online form.