Professional Liability insurance, also Errors and Omissions (E&O), pays expenses that arise because your advice caused a negative impact or you missed something in your landscape design plans that negatively impacted a customer or did not provide the result you promised.
General Liability insurance covers expenses for claims and lawsuits that your services caused personal injury, advertising injury or property damage.
Commercial Property insurance covers replacement of your property or building in the event of an unexpected event like fire, theft, or natural disaster that occur at your commercial location or job site.
Inland Marine insurance protects your property while it is in transit. For example, if your equipment drops out of the truck while in route or equipment is stolen while the truck is parked at a gas station.
Landscape architectural service businesses work with a variety of clients on land planning projects. Customers rely on your advice and expertise to bring their ideas to light. Whether you offer landscape design advice, plan garden layouts and land use or provide surveying services, your business needs insurance. Business insurance protects your financial resources, reputation, and future during worst-case scenarios that result in high expenses and lawsuits.
Companies in this industry offer a wide range of services such as aerial geophysical surveying, garden planning, geological surveying, golf course or ski area design, magnetic geophysical surveying, landscape consulting, seismic geophysical surveying, industrial land use planning, and landscape design.
There are a number of risks you face every day:
There is no cookie-cutter insurance policy for landscape architects. Each insurance company is different and uniquely calculates premiums. Most companies will need a detailed explanation of your services, safety procedures, past claims history, and a summary of your experience. You can request an insurance quote for landscape architectural services today by filling out our online form.
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