Insurance for Engineers

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Get proof of insurance for your engineering firm today

  • Get back to your business in seconds

  • Simple and professional. Low monthly fees, great coverage

  • Top-tier service unique to engineers

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


Protect your business against professional errors

General Liability (GL) + Professional Liability (PL)

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All Basic plan benefits and:

  • Professional negligence
  • Retroactive claims (previous contracted work)
  • Subcontractor errors


When you also have equipment or work from an office

GL + PL + Commercial Property

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All Standard plan benefits and:

  • Natural disasters
  • Equipment breakdown
  • Revenue loss
  • Construction costs


When you have specific requirements

Including Commercial Auto, Workers Compensation, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

Architects and Engineers are an essential part of our growing economy. The important service opens up potential for miscalculation of a design, loss of client information, or other faulty work. Many detailed risks could cause an engineering firm to fall completely, and proper coverage can keep you out of court for unforseen issues.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

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Or call (646) 844-9933 anytime.

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Frequently Asked Questions

Why does an Engineer need insurance?

Professional Liability insurance is all about protecting the engineer's professional services risk. Many scenarios exist where engineers are in need of insurance like claims of poor project management, inadequate design or specification, incorrect certification and these can pose great financial risk when their client files a lawsuit. Insurance is the safety net to make sure you financially survive a lawsuit, win or lose.

What are risks Engineers face?

Engineers deal with higher-stake risks than most other businesses because their work can affect the safety of their clients and the people around them. A common source of lawsuits against engineers is miscommunication. When clients expect one thing and engineers expect another, the stage for a claim is set. Engineers are liable for contracted work done. They are legally responsible for mistakes and oversights that can occur.

How much does Engineer insurance cost?

For starters, General Liability is often required when renting an office space. It costs around $400-$500 annually. To protect your professional service, Professional Liability (Errors & Omissions) insurance is needed, which can start as low as $1,000/year. Depending on the nature of your services the cost can climb above $10K annually. When you drive a car for business purposes, Commercial Auto insurance is recommended with a cost varying depending on vehicle and coverage requests.

How can I reduce my risks as an Engineer?

Following industry best pracitces and staying up to date with the profession's newest ways to work is a good start. Implementing clear contracts and setting customer expectations also helps. After that, a comprehensive insurance program can keep you in business when the rainy days come.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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