Insurance for Car Washing Services

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Quick and easy access that will get you insured in a snap

  • Get back to washing cars in minutes

  • Affordable plans that won't leave you behind

  • All-in-one excellent service for your car washing shop

Coverage Plans for All Your Needs


Essential coverages for your car wash business

General Liability (GL)

Instant quote »


  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


When you also have equipment

General Liability + Property (bundle them with a BOP)

Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

Optional: Garage Keepers Liability


Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation


When you have specific requirements

Including Commercial Auto, Professional Liability, etc.

Instant quote »


We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

While car washing may seem like a simple business, there is much to consider in covering your work location, all your equipment and the cars of your customers. There is never a way to know when something may go wrong, causing the downfall of your business either physically or financially. From the transport of products to injured employees, everything can be covered with us.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

What risks could car wash services face?

Accidents and errors lead to huge financial loss. A customer may slip and fall on a wet floor and sue, and your business will be held liable. If you are held responsible you'll pay the customer's medical and other bills and all fees of the lawsuit. Your business property could catch fire, be damaged or vandalized. Weather events like a storm could cause a huge delay to your daily business. Your employees could sue for negligence or harassment. A customer's vehicle could be damaged while performing a car wash. Your equipment could break down and the delay could cost you huge profit loss.

Do I need Garagekeepers Liability insurance?

Yes, especially if you accept car wash drop offs. Garagekeepers Liability insurance protects you when storing customer's vehicles. The insurance provides coverage for the damage of the vehicle at the time that the vehicle is under your care. It covers for damage pausibly caused to the customer's vehicle.

If I have a self-service car wash, do I need to special coverage?

Car wash insurance depends on the type of car wash you operate and the services you provide. When you own a self-service car wash, you need to provide coverage when your car wash fails to operate. You'll also need coverage for the commercial property, as rare as it is, because accidents do happen and when customers accidentally ram their cars into your business property, you'll be glad to have Commercial Property insurance.

How much does insurance cost for a car wash service?

The cost of car wash insurance depends on the type of car wash you operate and the services you offer to your customers. A General Liability insurance, for example, could cost around $1,000 per year. Adding to that, other insurance policies you need to keep you protected can cost around $400 to $800 per year each. Although it may seem pricey, your monthly costs outweigh the liabilities, medical expenses and other expenses that you have to put up when a lawsuit or accident happens during your business operations.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

We are making headlines!

Already insured?

No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more

Get CoverWallet »

Need help? Get free advice

Understand in 10 seconds what type of insurance your industry needs, and why

Insurance Assessment »

The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
Endless Experience!

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

Endless Experience!

We are proud to be part of Aon, the leading global professional services firm providing advice and solutions in Risk, Retirement and Health. With us, you’re in good hands!

Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.