Insurance for Architects

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime.

Better, Regardless of Your Size

  • Get a quote and be insured right away

  • Insurance plans made for architects

  • Same day insurance quotes that get you back to designing

  • We keep you covered while you are building, so get a quote today

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

Protect your business against professional errors


General Liability (GL) + Professional Liability (PL)

Instant quote »

All Basic plan benefits and:

  • Professional negligence
  • Retroactive claims (previous contracted work)
  • Subcontractor errors

PRO

When you also have equipment or work from an office


GL + PL + Commercial Property

Instant quote »

All Standard plan benefits and:

  • Natural disasters
  • Equipment breakdown
  • Revenue loss
  • Construction costs

CUSTOM

When you have specific requirements


Including Commercial Auto, Workers Compensation, etc.

Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

We've Got You Covered with Coverage You Need

In addition to basic General Liability insurance, every Architect needs Errors and Omissions Insurance. If you have employees, you also need Workers Comp and employment practices liability. If your firm has business vehicles or employees drive personal vehicles to job sites, Commercial Auto Insurance is a must.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Get a free quote, all you need to enter is your zip code to get started.

Or call (646) 844--9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Why does an Architect need insurance?

Architects are known for their vision. Your ability to design buildings and bring them to life is a true gift that clients rely on you for daily. As an architect, you also hold the weight of every project on your shoulders because one missed step or overlooked building code can be devastating to your professional career. Insurance for your architect business is a smart decision and can help maintain your reputation, financial resources, and future projects in the event of a lawsuit.

Professionals in this industry are responsible for the planning and designing of buildings (residential, commercial, and industrial). They are responsible for understanding building codes and materials, and zoning regulations.

What are risks Architects could face?

Architects face many risks on every project including:

  • Stolen Materials: In some cases, architects manage the supplies and materials needed to build their design. These materials are often left on site over night, making them readily available to those passing by. Replacing these materials can be expensive if they are stolen mid-project.
  • Third-Party Injury: Many job sites are left unattended in the evening. Depending on how accessible it is, kids may be tempted to browse the area. If one of them trips and breaks a leg, you can be held liable for not maintaining a safe environment even though they should never have been there.
  • Faulty Design: Architects rely on engineering teams to make their design happen. You can still be sued when engineering errors occur because they use your design as their map.
  • Overbudget: In the beginning stages of any project there is a budget. Your clients expect that you stick to this budget. If you fail to, you can end up stuck paying the difference because you breached your agreement.
  • Destruction of Files: These days most designs are completed electronically. What happens if your digital files are destroyed? How much time will you need to reinvest if you don’t have a backup? How much will that cost your business?

How much does Architect Insurance cost?

Every carrier has a different opinion on insurance for architects. Some avoid your industry altogether. The majority will want to know your safety procedures, what types of contracts you use, and your experience. Cost is also impacted by whether you buy architect Errors and Omissions Insurance.

What is meant by Coverage for the Design and Build?

Design and Build is when architects and engineers are hired to perform both design and construction under a single contract. The type of risk management handles both the design and build process when the architect is contracted under this method. A part of an architect's insurance, the coverage protects architects from risks under this contract.

How can I reduce my liability risk as an Architect?

First, educate your client about all potential risks. This helps keep risks at a minimum, and lawsuits as well. Manage your client's expectations. If deadlines can't be met or there will be some project changes be sure to inform your project manager. Make sure to document the project process. This ensures that you have solid proof when the need to defend yourself against your client arises.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

We are making headlines!

Already insured?

No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more

Get CoverWallet »

Need help? Get free advice

Understand in 10 seconds what type of insurance your industry needs, and why

Insurance Assessment »

The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
State of the Art Technology

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

State of the Art Technology

We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

Are you ready to get down to business?

Enter your zipcode to get started or call (646) 844--9933 anytime.