Insurance for Appliance Repair Services

Already know what you need? Get started on your application by entering your zip code

Prefer to speak with a CoverWallet consultant? (646) 844--9933 anytime

What Appliance Repair Services Are All About:

This industry is committed to repairing appliances. Examples include clothes dryer, oven, refrigerator, sewing machine, stove, washing machine, and water heater repair and maintenance services. This industry does not include selling new appliances, rather fixing what already exists.

What type of insurance does this industry need?

Policy What is it? Why get it Popularity in your industry Want free quotes?
General Liability
This policy protects your business claims of bodily injury, property damage or advertising and personal injury (aka reputational damage). For example, the oh-so-common "slip and fall" claim would be handled under your General Liability policy. More likely than not, you have a contract, like a loan or a lease or mortgage, requiring you have General Liablity insurance. Even if you don't, this is the absolute best measure you can take to make sure you're covered in case of a law suit against your business.

What is it: This policy protects your business claims of bodily injury, property damage or advertising and personal injury (aka reputational damage). For example, the oh-so-common "slip and fall" claim would be handled under your General Liability policy.

Why get it: More likely than not, you have a contract, like a loan or a lease or mortgage, requiring you have General Liablity insurance. Even if you don't, this is the absolute best measure you can take to make sure you're covered in case of a law suit against your business.

Workers Compensation
Workers compensation coverage covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work. This is the law in all 50 states. As soon as you have your first non-owner employee, it's time to get Workers Comp insurance. Not having this insurance can lead to hefty fines, and of course, it means the business has to pay for any workplace injury claims.

What is it: Workers compensation coverage covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work.

Why get it: This is the law in all 50 states. As soon as you have your first non-owner employee, it's time to get Workers Comp insurance. Not having this insurance can lead to hefty fines, and of course, it means the business has to pay for any workplace injury claims.

Inland Marine
Inland Marine sounds like something you don't need, but you probably do. This covers goods in transit on land or through water, as well as property of others that is at your premises or being transported to or from your premises. If you move goods for others, you likely have contracts in place that require you to have Inland Marine insurance. If you are moving your own business' goods, then consider this just as important as property insurance.

What is it: Inland Marine sounds like something you don't need, but you probably do. This covers goods in transit on land or through water, as well as property of others that is at your premises or being transported to or from your premises.

Why get it: If you move goods for others, you likely have contracts in place that require you to have Inland Marine insurance. If you are moving your own business' goods, then consider this just as important as property insurance.

Are you ready to get down to business?

Just click get a quote and you're off.