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Which Manufacturers Need Insurance?
If you manufacture the following or related products, you'll need Manufacturing Insurance to protect your small business:
General Liability Insurance protects you if an accident occurs at the workplace that causes somebody harm. It covers medical bills, damage to property, and any legal fees associated with the incident.
Example... Your manufactured product causes injury to a purchaser. General Laibility Insurance will cover their medical bills and any legal fees in a lawsuit.
If a worker gets injured on the job and requires medical treatment, you’ll be happy to have a Workers’ Compensation Insurance plan.
Inland Marine Insurance covers your manufactured goods while they're being shipped locally or internationally.
Example: Your manufactured goods get damaged in transit from Oregon to New York. Inland Marine covers the costs of their repair or replacement.
Commercial Property Insurance provides your business with compensation if your property gets damaged or stolen.
Example: Your plant is broken into and machinery and manufactured goods are stolen. Commercial Property Insurance covers the property damage and repair or replacement of the stolen goods.
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How Much Does Insurance Cost?
The type of insurance you purchase will depend on your individual needs as well as location, size of business, claim history, and more, there is no way to determine what your exact policy will cost you.
You can get a quote for your insurance based on your needs. Explore all of your options and make sure all of your needs are met to get an adequate idea of price.