When you also have equipment or operate from a store
All Basic plan benefits and:
Get protected against employment-related issues
All Standard plan benefits and:
*plus Workers Compensation
A Business Owners Policy combines Property insurance and General Liability in one convenient package - the two policies every small business should have. This insurance covers the expenses related to lawsuits for reputation injuries, client property damage, bodily injuries, and advertising mistakes, and also coverage to your property from fire, weather events, and vandalism.
Workers Compensation insurance will provide wage replacement, medical expenses, and rehabilitation expenses to workers who are sick or injured due to job-related causes in exchange for the mandatory relinquishment of the employee's rights to sue your business for negligence.
Crime insurance covers your business assets, cash merchandise, and other property losses when someone perpetrates a business-related crime such as fraud, embezzlement, misinterpretation, robbery, theft, and any other type of business-related crime.
Product Liability insurance protects your business against claims of personal injury or property damage due to the products sold or supplied by your supermarket. This insurance will cover the costs of defending your business against such a claim, the damages awarded by courts, and other covered expenses.
Your insurance covers your supermarket from the risks that your business could face. Insurance will cover the huge expenses that could otherwise force your business to close.
Below are the risks businesses such as commissaries, delicatessens, grocery stores, and supermarkets can face:
A customer complains that the product they bought from your supermarket made most of their family sick, and the customer sues your supermarket.
While cleaning a mess in the aisle of your supermarket, a customer slips on a can that rolled away that your employee didn't see. This causes your customer to slip and break their ankle. You're able to provide medical expenses, but your customer still sues your business for the slip and fall.
Irrespective of the size of your supermarket or the coverage required below is the average cost of insurance for supermarkets:
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
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