Supermarket & Grocery Store Insurance

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Get instant grocery store insurance in just a matter of minutes

    Got a few minutes to spare? That's all the time you need to apply online and get a free quote from us. When satisfied with our quote (and we're sure you will be), you can buy your insurance online as well. No need to visit an office or meet with an agent. Apply today!

  • Fast and effortless insurance processing for supermarkets

    It will take just a few minutes to get a quote and purchase your supermarket & grocery store insurance. Our transparent, fast, mobile-friendly and easy online application can get your supermarket insured anytime, anywhere even while using your mobile phone.

  • Low-cost insurance for your supermarket with excellent coverage

    We have developed insurance plans to meet the unique needs of supermarkets. With these we are able to focus on insurance that is important to your business, eliminating that which isn't. Get better coverage at a much lower cost than what traditional insurance policies charge.

  • Personal customer service for supermarkets

    Unsure what insurance your business needs? Or about meeting state requirements for insurance? We can help you with that so you can concentrate on your business.

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

When you also have equipment or operate from a store

General Liability + Property (bundle them with a BOP)

From
49
Month
Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown
Get STANDARD plan

PRO

Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

From
49
Month
Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

Get PRO plan

CUSTOM

When you have specific requirements

Including Business Interruption, Cyber Liability, etc.

From
___
Month
Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

Business Owners Policy

A Business Owners Policy combines Property insurance and General Liability in one convenient package - the two policies every small business should have. This insurance covers the expenses related to lawsuits for reputation injuries, client property damage, bodily injuries, and advertising mistakes, and also coverage to your property from fire, weather events, and vandalism.

Workers Compensation

Workers Compensation insurance will provide wage replacement, medical expenses, and rehabilitation expenses to workers who are sick or injured due to job-related causes in exchange for the mandatory relinquishment of the employee's rights to sue your business for negligence.

Crime

Crime insurance covers your business assets, cash merchandise, and other property losses when someone perpetrates a business-related crime such as fraud, embezzlement, misinterpretation, robbery, theft, and any other type of business-related crime.

Product Liability

Product Liability insurance protects your business against claims of personal injury or property damage due to the products sold or supplied by your supermarket. This insurance will cover the costs of defending your business against such a claim, the damages awarded by courts, and other covered expenses.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Why do Supermarkets need insurance?

Your insurance covers your supermarket from the risks that your business could face. Insurance will cover the huge expenses that could otherwise force your business to close.

What risks do Grocery Stores face?

Below are the risks businesses such as commissaries, delicatessens, grocery stores, and supermarkets can face:

A customer complains that the product they bought from your supermarket made most of their family sick, and the customer sues your supermarket.

While cleaning a mess in the aisle of your supermarket, a customer slips on a can that rolled away that your employee didn't see. This causes your customer to slip and break their ankle. You're able to provide medical expenses, but your customer still sues your business for the slip and fall.

How much does Grocery Store insurance cost?

Irrespective of the size of your supermarket or the coverage required below is the average cost of insurance for supermarkets:

  • General Liability insurance costs around $450 in annual premiums.
  • Business Owner's Policy costs $1200 in annual premiums.
  • Workers Compensation insurance costs $1400 in annual premiums.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

We are making headlines!

Already insured?

No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more

Get CoverWallet »

Need help? Get free advice

Understand in 10 seconds what type of insurance your industry needs, and why

Insurance Assessment »

The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
State of the Art Technology

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

State of the Art Technology

We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.