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Supermarket & Grocery Store Insurance

Prefer to speak with a CoverWallet consultant? Call
(646) 844-9933

Frequently Asked Questions

Why do Supermarkets need insurance?

Your insurance covers your supermarket from the risks that your business could face. Insurance will cover the huge expenses that could otherwise force your business to close.

What risks do Grocery Stores face?

Below are the risks businesses such as commissaries, delicatessens, grocery stores, and supermarkets can face:

A customer complains that the product they bought from your supermarket made most of their family sick, and the customer sues your supermarket.

While cleaning a mess in the aisle of your supermarket, a customer slips on a can that rolled away that your employee didn't see. This causes your customer to slip and break their ankle. You're able to provide medical expenses, but your customer still sues your business for the slip and fall.

How much does Grocery Store insurance cost?

Irrespective of the size of your supermarket or the coverage required below is the average cost of insurance for supermarkets:

  • General Liability insurance costs around $450 in annual premiums.
  • Business Owner's Policy costs $1200 in annual premiums.
  • Workers Compensation insurance costs $1400 in annual premiums.

Are You Ready to Get Covered?

Prefer to speak with a CoverWallet consultant? Call

(646) 844-9933