Insurance for Research and Development Services

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  • Affordable insurance with excellent coverage for Research and Development Services

  • With our all-in-one service, we've got your Research and Development Services covered

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

Protect your business against service errors


General Liability (GL) + Professional Liability (PL)

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All Basic plan benefits and:

  • Professional negligence
  • Retroactive claims (previous contracted work)
  • Subcontractor errors

PRO

Protect your business property


GL + PL + Commercial Property

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All Standard plan benefits and:

  • Natural disasters
  • Equipment breakdown
  • Revenue loss
  • Construction costs

CUSTOM

When you have specific requirements


Including Commercial Auto, Workers Compensation, etc.

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Frequently Asked Questions

Why do Research and Development Services need insurance?

Businesses in this industry are committed to research and development. Companies are focused on areas including cognitive development, agriculture, cloning, historic and cultural preservation, learning disabilities, forestry genetics, life sciences, mathematics, protein engineering, and nanobiotechnologies.

Research and development services need insurance as this protects the business from the many known and unknown risks. When a covered risk occurs, the insurance will pay for the covered costs like defense costs, court costs, medical expenses, property damage repair or replacement, and other expenses.

What risks do Research and Development Services face?

Below are some common risks research and development services can face:

  • Your business' servers have been hacked and all your research data has been stolen. This poses all your clients' data at risk, consequently clients sue your business for the damages.

  • A client claims that the research you've done for them has caused them to lose more money than they've earned. Your client sues your business for failing to meet the targeted outcome.

  • Your employee overworks too much and ends up getting sick. As their employer, your business is responsible for the medical payments of your employee.

How much does insurance for Research and Development Services cost?

There is no fixed cost of insurance for research and development services as the cost depends on several factors. The most common factors that affect the price is the size of your business, the number of employees you have, and the coverage required. If you want to find out the cost of your insurance, simply apply online and get your free quote delivered to your inbox in minutes.

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CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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