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Insurance for Optometrists

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Frequently Asked Questions

Why do Optometrists need insurance?

Health professionals in this industry practice optometry by providing the diagnosis and treatment of eye diseases. They also prescribe eyeglasses, contact lenses, and other aid and therapy for the eyes. These professionals may practice privately or in big facilities such as hospitals.

Insurance is a way of managing risks. When you have insurance, you transfer the cost of the potential loss to your insurance company in exchange for a small monthly fee. This is a lot better than having to spend all your business assets on just one liability claim.

What risks do Optometrists face?

Optometrists have a unique set of risks. Below are some examples:

  • Your client claims their eyes have gotten worse after laser eye surgery. The client files a claim for medical malpractice.
  • The car you are driving for work is involved in an accident where you are proven to be at fault.
  • A customer in your store slips and falls, suffering injuries. You're responsible for medical fees, but also legal expenses and damages if the customer decides to sue your business for the damages.

How much does the insurance for Optometrists cost?

There is no fixed cost for insurance for optometrists. Most of the time it will depend on the number of employees you have, the size of your business and the coverage required. To find out the cost of your insurance policy, simply apply online to get a free quote or contact our insurance experts directly by phone.

Are You Ready to Get Covered?

Prefer to speak with a CoverWallet consultant? Call

(646) 844-9933