When you also have equipment or operate from an office
All Basic plan benefits and:
Get covered against errors resulting in bodily injury
All Standard plan benefits and:
General Liability insurance covers expenses involved with lawsuits, investigations, settlements, injury damages and other related events. If your business is involved in a third-party claim for property damage, personal injury, bodily injury or other related claim the insurance will cover legal fees, court costs and other expenses up to policy limits.
Commercial Auto insurance will cover the vehicles you use for business from the liability, damages and other expenses that might be included when you are in an accident. It covers the employees and vehicles as well as third-party property at the time of the accident and protects you in a lawsuit. It works the same as a personal auto insurance but with higher limits and better coverage.
Workers' Compensation covers the short and long-term medical and rehabilitation expenses for employees who are sick or injured on the job. It also covers for the employee's lost wage and even death benefits to the dependents if the employee dies of a work-related cause. The insurance then relinquishes the employee's rights to sue your business for negligence.
Health professionals in this industry practice optometry by providing the diagnosis and treatment of eye diseases. They also prescribe eyeglasses, contact lenses, and other aid and therapy for the eyes. These professionals may practice privately or in big facilities such as hospitals.
Insurance is a way of managing risks. When you have insurance, you transfer the cost of the potential loss to your insurance company in exchange for a small monthly fee. This is a lot better than having to spend all your business assets on just one liability claim.
Optometrists have a unique set of risks. Below are some examples:
There is no fixed cost for insurance for optometrists. Most of the time it will depend on the number of employees you have, the size of your business and the coverage required. To find out the cost of your insurance policy, simply apply online to get a free quote or contact our insurance experts directly by phone.
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