Locksmith Insurance

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime.

Better, Regardless of Your Size

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands


General Liability (GL)

From
39
Month
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Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

When you also have equipment or operate from an office


General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown

PRO

Get protected against employment-related issues


Business Owners Policy (BOP) + Workers Compensation*

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All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Including Commercial Auto, Equipment Breakdown, etc.

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Frequently Asked Questions

Why do Locksmiths need insurance?

These establishments create, build, repair, install, adjust and sell locks (mechanical or electrical), safes, and vaults.

Locksmiths can usually make an offer on a project without insurance. However, you still need one when you are hired to work on a big job like a business or government project. Moreover, insurance protects you from the many risks involved when working with various clients. This ensures that if something happens to your business, like an accident or a lawsuit, the insurance will pay for the covered risks. Therefore, your business and personal assets are protected.

What risks do Locksmiths face?

Locksmiths face a unique set of risks. Below are some of those:

  • Your expensive equipment like a key duplicator malfunction; thus lowering your productivity or even halting your business operations altogether.
  • Because most of your operations take place at your clients' premises, mistakes are your responsibility. Therefore, if you destroy client property or make it easy for anyone to open the door, your business is at risk of a liability claim.
  • Your vehicle plays an important role in your services when traveling to client locations. When you are in an accident make sure to have the proper insurance. Your personal auto insurance may not be enough.

How much does Locksmiths Insurance cost?

Don’t be alarmed when trying to understand your insurance needs and how much will it cost. We can help you understand your unique risk exposure and provide with the best insurance for your business. To find out the cost of your insurance apply online to get a free quote or talk directly to our insurance experts.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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