Interior Design Insurance
We shop for you! Compare rates from +10 top carriers
What Insurance Do Interior Design Need?
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Commercial Auto Insurance covers your cars, trucks, and vans used in your business. It covers the costs from vehicle damage in collisions, theft, vandalism and weather damage. It also covers medical expenses for to injured parties.
Cyber Liability Insurance protects you from the theft of sensitive data. If you suffer a data breach or software attack, Cyber Liability Insurance will cover the costs of notifying and restoring affected customers, recovering data and repairing security systems.
Professional Liability Insurance (or E&O Insurance), protects your small business from claims of mistakes, negligence or malpractice made when providing your services that caused sobody financial loss. PLI covers your legal defense costs, damages and settlements.
Frequently Asked Questions
Why do interior design services need insurance?
Interior design services provide professional advice and services to their clients. You transform the aesthetic look and feel of homes and offices by interpreting your clients' designs and bringing them to life. But, like any businesses, interior designers face risks and have unique exposures. You need insurance to protect your business and make sure that things will go smoothly even if something goes wrong.
What risks do Interior Design services face?
Just like any other business, interior design services need to protect their business profits from various risks. Below are some of those:
- Your client sues your business for providing inadequate services. They claim that your design was out of their specifications and caused them to lose money in the process.
- The interior design advice you provided is not the result your client expected, and you are sued for providing bad advice.
- You fail to deliver the project in time an because of that, your client loses a lot of money, suing you for it.
How much does Interior Design Insurance cost?
The cost of insurance for interior design services varies on the size of your business, the number of employees you have and the coverage you need. To find out the cost of your insurance policy, apply online to get a free quote or talk to our insurance experts.