When you also have equipment or operate from an office
All Basic plan benefits and:
Commercial Property insurance is insurance used to cover any type of commercial property. The insurance will protect your business property from the perils of fire, flood, theft, and natural disaster. It will also cover expenses to repair or replace the items stored inside your business property after these disasters.
Product Liability insurance will protect your business against the claims of property damage or personal injury from the products you sold or supplied. It is designed to protect your business so when something happens you won’t have to pay for the legal and court costs.
Inland Marine insurance protects your business assets that are movable or those involved in the transport of goods and services. Basically, any type of property that is being moved from one location to another needs Inland Marine insurance.
General Liability insurance protects your business and your employees from claims of bodily injury, property damage, advertising mistakes, and other related risks. The policy will shield your business from out-of-court settlements, litigation expenses, and judgment awarded by courts.
Establishments in this industry are involved in the wholesale distribution of all forms of fresh, frozen, pre-packaged and ready-to-eat foods, such as poultry products, frozen items, juices, meats, canned foods, and snacks.
Food wholesalers act as middlemen, getting food products onto the shelves of retailers. This means that they face the challenge of handling perishable products and getting them to retailers on time. A spoiled or damaged good is no good for business. This is one of the many risks that food wholesalers can face.
To protect your business and personal assets from these risks, insurance can help. Your insurance will cover the costs first until it has reached its limits. Most of the time, this means that you won’t have any out-of-pocket expenses.
From handling the food to taking care of your properties, your employees and anything that will keep your business afloat. But there will be risks and without insurance, your business can instantly go bankrupt.
Here are some of the common risks wholesalers can face:
The cost of insurance varies from business to business. Most insurance companies will ask for the type of services you offer, the number of employees you have, the properties you own or rent and many other criteria. To find out the cost of your insurance, apply for a free quote online, or contact our customer service representatives.
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