Insurance for Equipment Wholesalers

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Get insured immediately! Fast application processing for wholesalers

  • Transparent, secure and easy mobile-friendly application

  • Affordable insurance policies for equipment wholesalers

  • All-in-one superior service for equipment manufacturers

Coverage Plans for All Your Needs


Essential coverages to meet client demands

General Liability (GL)

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  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations


To protect your equipment and business office

General Liability + Property (bundle them with a BOP)

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All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown


Fully cover your business vehicles and cargo

Business Owners Policy (BOP) + Inland Marine

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All Standard plan benefits and:

  • Transit
  • Bailee's customers
  • Motor Truck cargo
  • Installation Floater


When you have specific requirements

Including Workers Compensation, Product Liability, etc.

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We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

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Frequently Asked Questions

Why do Equipment Wholesalers need insurance?

Establishments in this industry are involved in the wholesale of all types of equipment. This includes commercial equipment, such as air-conditioners, refrigeration, cookware, farming and gardening equipment, or industrial equipment such as metalworking machinery, drilling rigs, logging equipment, and mining equipment. Computer, medical, HVAC, transportation and other forms of equipment wholesalers exist in this industry.

Equipment wholesalers are responsible for the quality of the products sold to customers. Despite stringent quality checks, malfunctioning equipment can slip by and into your customers' hands. If that happens it can cause your clients' financial harm and your business will be liable. This is where insurance helps. Instead of paying for the legal expenses, court fees and settlements out of your assets, insurance will cover those costs. All it takes is just a monthly fee to get started!

What risks do Equipment Wholesalers face?

Wholesalers purchase equipment in bulk and resell to retailers for a profit. Your business, as a wholesaler, takes on many risks. It is important to protect your business from the common risks, and unknown risks, you face:

  • A product you sold has malfunctioned, causing their customers' financial harm. The customer sues the retailer and then you will be held liable as well.
  • Your warehouse catches fire. Some of your merchandise is damaged, and some is destroyed.
  • Employees become sick or injured on the job. Your business is responsible for the medical and rehabilitation expenses and lost wages.

These are just some of the many risks your equipment wholesaler business can face.

How much does insurance cost for Equipment Wholesalers?

The cost of insurance for equipment wholesalers varies from business to business. This is because insurance carriers often have several criteria to look for before they can give you a quote. The criteria that have a huge impact on the cost are your profit margin, the number of employees you have and the coverage you need.

To find out the amount of your insurance quote, take our a quick online assessment or give us a call.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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