Insurance for Drycleaning and Laundry Services

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime.

Better, Regardless of Your Size

  • Insurance before your next spin cycle is done. Get a quote now

    Need a proof of insurance before you can operate? Easy. Simply apply online, get a quote and we'll deliver your Certificate of Insurance (COI) to your inbox right after purchase.

  • Spill it and we'll get you the best quotes at the best prices, guaranteed

    All it takes is 3 easy steps to get insured. Sign up, get a quote, and pay for the insurance. You can even do that on your smartphone. So, anytime you need an insurance simply visit us online and we'll be able to provide you with one in a snap.

  • Keep your business clean. We have the best insurance at affordable prices

    Through our years of experience in this industry, we have developed insurance unique to your laundry business. Therefore, our dry cleaners insurance has the right coverage at low monthly rates. That's without even a compromise. Get a quote today!

  • Don't let your company get a stained reputation; get an insurance today

    Bad credit fines? Lawsuits? That won't matter to us, so don't hesitate to give us a call. We'll find the right dry cleaners insurance fit to your business requirements. Get a quote today!

Coverage Plans for All Your Needs

BASIC

Essential coverages to meet client demands

General Liability (GL)

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations
Get BASIC plan

STANDARD

When you also have equipment or operate from a shop

General Liability + Property (bundle them with a BOP)

From
49
Month
Instant quote »

All Basic plan benefits and:

  • Bodily injury
  • Damage to third party property
  • Business personal property
  • Personal injury
  • Lost business income
  • Equipment breakdown
Get STANDARD plan

PRO

Get protected against employment-related issues

Business Owners Policy (BOP) + Workers Compensation*

From
89
Month
Instant quote »

All Standard plan benefits and:

  • Coverage for work-related accidents and disease and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery *plus Workers Compensation
Get PRO plan

CUSTOM

When you have specific requirements

Including Commercial Auto, Professional Liability, etc.

From
___
Month
Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

We've Got You Covered with Coverage You Need

As a dry cleaner you are in charge of customers’ clothing and other materials during your service, and if anything were to destroy their things you would be responsible. If your work is ever incomplete or faulty, you are required for replacement or repaying the customer. In the loss of your shop or assets there is the potential for huge financial risk, and our coverage can keep you going.

Business Owners Policy (BOP)

Business Owners Policy (BOP) combines the coverage of General Liability and Commercial Property insurance. This laundromat insurance is perfect for small and mid-sized businesses that generally face the same degree of risk. This is more cost-effective than purchasing an insurance for each coverage.

General Liability

Your store should be free from hazards causing slip and fall claims and other common liability risks. A single lawsuit could leave your business in financial ruin. So make sure that your business has a safety net in place when lawsuits like these happen. General Liability insurance will make sure your business is protected from the common liability risks your business will face.

Workers Compensation

Workers' Compensation is a laundromat insurance that provides cash benefits and medical care for workers who become ill or injured as a direct result of their job. It is a state-mandated insurance and a "no-fault" type of insurance. This means that the employee will still receive the compensation even if it is his or the employer's fault.

Business Interruption

Business Interruption covers lost income when you must close your business for events beyond your control. For example, after a fire it takes time to rebuild and get back to business. This insurance covers profits lost, normal operating expenses like your employees' wages, the cost of moving to a temporary location and other instances that can be covered in this insurance policy.

Professional Liability

Professional Liability insurance is a type of dry cleaners insurance that protects your business from claims that your service has caused harm to your client due to the mistakes on your part, or failure to perform the service to your client's expectations. The insurance covers defense costs in a civil lawsuit and the certain damages awarded like medical and legal expenses.

Equipment Breakdown

As dry cleaners, your washing machines are the core of your business and broken machines are financially devastating. Your Property Insurance won't cover it, but Equipment Breakdown insurance will. The insurance will not only cover the breakdown of the service equipment, but also electronic devices that your client uses during the event of the breakdown.

Act Now, Get Protected Easily, Quickly and Affordably

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Get a free quote, all you need to enter is your zip code to get started.

Or call (646) 844--9933 anytime.

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Frequently Asked Questions

What risks could dry cleaners face?

Dry cleaning business risks are unique to your business. Your employees might get sick from the chemicals that they may be exposed to. Workers could face repetitive motion injury. Many of the chemicals present at dry cleaners could ignite a fire to your property. Getting the right dry cleaners insurance, you'll be able to mitigate these risks.

What is Bailee's Coverage for dry cleaners and full-service laundromats?

Bailee's Coverage is an add-on to a laundromat insurance, namely Commercial Property insurance. It covers non-owned property stored in your shop or is in your possession. This coverage will pay for the damage and minimizing the financial risk your dry cleaning business could face when the property damaged is under your control.

How do I find the best insurance for dry cleaners and laundromats?

Determine the needs of your business, including your location needing Commercial Property insurance. Vehicles used for business purposes require Commercial Auto. And for common liability claims, get a General Liability insurance for your business. Determine your budget, and call our customer service representatives to find the best dry cleaners insurance for your business.

Do I need Workers Compensation as a dry cleaner?

If you have employees and you meet the minimum number of employees for a Workers' Compensation insurance then you'll need one. Also consider the level of risk that a dry cleaning business faces, making it important that your business has a safety net against workers getting sick or injured on the job.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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