Insurance for Builders

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime.

Better, Regardless of Your Size

Coverage Plans for All Your Needs

Builders have a great deal of equipment with the potential of damage or destruction, and at any time it could be lost. Select one coverage and get a free quote today.

BASIC

Essential coverage for your customers


General Liability

From
39
Month
Instant quote »

Includes:

  • Coverage against claims from bodily injury, property damage and personal injury
  • Coverage for products/completed operations

STANDARD

To protect your customers and your property


General Liability + Property (bundle them with a BOP)

Instant quote »

All Basic plan benefits and:

  • Bodily Injury
  • Damage to third party property
  • Business Personal Property
  • Personal Injury
  • Lost business income
  • Equipment Breakdown coverage

PRO

Get protected against employment-related issues


Business Owners Policy (BOP) + Workers Compensation*

Instant quote »

All Standard plan benefits and:

  • Coverage for work-related issues and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery

*plus Workers Compensation

CUSTOM

When you have specific requirements


Including Inland Marine, Commercial Auto, Builder's Risk, etc.

Instant quote »

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

We've Got You Covered with Coverage You Need

With the commercial vehicles use and dangerous tasks completed by your employees, there is a great deal of risk that needs coverage for their safety and yours in the long run. Prevent lawsuits of injury, illness, improper construction or more with the many policies we offer.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Get a free quote, all you need to enter is your zip code to get started.

Or call (646) 844--9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

What is a builder's risk insurance policy?

A builder's risk insurance policy is designed specifically to protect buildings and structures that are under construction, development or renovation. It can cover construction materials, labor costs, temporary structures, false work, construction signs and even plants or trees.

What is a wrap-up insurance policy?

A wrap-up insurance policy is a type of insurance that protects contractors and subcontractors working on a construction project. The insurance is intended for projects that will be over $10 million in cost.

What is installation floater insurance?

An installation floater insurance offers protection to contractors where builder's risk policy won't be appropriate for the project. It is also an excellent insurance for projects that are focused on improvement rather than new construction.

What is the cost of builder's risk insurance?

No two projects are ever the same. Which is why there is no easy formula for determining the policy costs. Project type, location, construction type and risk factor are just some of the things that affect the cost of builder's risk insurance.

Why Builders need insurance?

Whether you design and build houses or commercial buildings, buyers look to builders for a safe place to run their business or turn into a home for their family. Builders need insurance to protect themselves from unexpected incidents that can result in a lawsuit. Builders risk losing their business, personal assets, and destroying their reputation without the right insurance in place.

Builders within this industry design and build both single family and multi-family homes. For-sale builders maintain ownership of the land, while buyers will own the home. Other general contractors will construct and sell detached homes, townhouses, row houses or other types of homes that include the sale of the land. Companies building multi-family homes will typically build high-rise apartments, condominiums or even townhouse apartments.

What risks could Builders face?

Advice Goes Wrong: One builder's risk is giving advice to potential customers. Some builders make recommendations about types of materials to use. If the materials you recommend don’t hold up over time, they can cause deterioration or financial drama.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

We are making headlines!

Already insured?

No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more

Get CoverWallet »

Need help? Get free advice

Understand in 10 seconds what type of insurance your industry needs, and why

Insurance Assessment »

The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
State of the Art Technology

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

State of the Art Technology

We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

Are you ready to get down to business?

Enter your zipcode to get started or call (646) 844--9933 anytime.