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Technology, Media and Telecommunications Insurance

Get business insurance with optimized coverage to meet your exact needs

Or call (646) 844-9933 for advice and customized recommendations.

What types of insurance do telecom cabling installers need?

These policies cover common risks in the telecommunications industry.

General Liability

Protects you if an accident occurs at the workplace that causes somebody harm. It covers medical bills, damage to property, and any legal fees associated with the incident.


Example... You interview an athlete who trips on a wire at the studio and sustains an injury. GL will cover their medical bills and any legal fees in a lawsuit.

Business Owners Policy (BOP)

Combines General Liability and Property Insurance at a lower cost. BOP covers rent and wages for up to 12 months following a fire, vandalism or other disaster.


Example... Your telecommunications equipment becomes damaged in a fire. BOP would cover the warehouse, equipemnt, rental of a temporary warehouse, and wages for workers while operations are restored.

Errors & Omissions (E&O)

Also called professional liability insurance, E&O covers legal fees and payouts in a lawsuit. You'll need E&O if your business is found liability for missing steps when providing services to customers.


Example... A technician fails to install a client's telecommunications equipment properly, leading to significant interruption in their business. E&O helps to cover the loss sustained and any associated legal fees.

Cyber Liability

Essential for companies that store sensitive client data. Cyber insurance will cover the costs to help your telecoms, tech or media company recover from data breaches or cyber attacks.


Example... Your data processing and consultancy company is hacked clients' bank details are stolen. Cyber Liability covers the legal costs if you're sued, and costs to recover the lost data.

Workers Compensation

Covers medical costs and wages for employees injured at work. In return, they give up the right to sue your company. In some states Workers Comp is mandatory!


Example… The librarian in your media archive develops a back strain from lifting piles of books. Workers Comp would cover her medical bills and any wages lost while not working.

Commercial Auto Insurance

Protects your vehicle from damage relating to your operations and driving it on the road. Commercial Auto will cover your liability and physical damage so that you can get your truck back to business as soon as possible if it is in an accident.

FAQs: Tech, Media and Telecoms

Why is General Liability Insurance needed for Technology, Media & Telecommunications companies?

Although several insurance products can be combined to protect businesses in Tech, Media & Telecoms, General Liability is often one that features at the top of the list. Why is this?


General Liability will protect your business from the most common risks in the Tech, Media & Telecoms industry. GL is typically needed in telecom contracts and commercial leases.

How do I get business insurance for telecoms, tech and media?

Getting telecom, tech & media insurance is simple. Our insurance application will request basic information about your company, such as revenue and personnel count. With CoverWallet, you may buy a policy and acquire a certificate of insurance in three simple steps:


  1. Fill up an online application for free.
  2. Insurance rates can be compared and policies can be chosen.
  3. Pay for your insurance and get a certificate.

A licensed agent at CoverWallet will locate coverage that matches your telecommunications business, whether you work alone or employ others.

Which kind of telecommunications companies is this insurance right for?

Telecommunications businesses that are focused on building and maintaining the infrastructure for their customer-facing services will need insurance. Telecoms companies that typically purchase this insurance include:


  • Data Processing, Hosting, and Related Services
  • Wired Telecommunications Carriers
  • Wireless Telecommunications Carriers (except Satellite)
  • Satellite Telecommunications
  • Cable and Other Subscription Programming

How Much Does Insurance Cost?

The cost of business insurance for tech, media and telecommunications companies will vary depending on your business type and variables such as location, risk factors, claim history, and business size. Speak with an experienced agent to find out how much it will cost for your specific business.

Are You Ready to Get Covered?

Prefer to speak with a CoverWallet consultant? Call

(646) 844-9933