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Essential coverages to meet client demands
When you also have equipment or operate from an office
All Basic plan benefits and:
Get covered against errors resulting in bodily injury
All Standard plan benefits and:
General Liability insurance will provide your business with protection against a variety of claims including claims for third-party bodily injuries, personal injuries, libel, slander, third-party property damages, and other related claims. The insurance will cover the defense and court costs including out-of-court settlements.
Commercial Auto insurance helps shield your business from the costly claims of liability, property damage, medical expenses, and other related expenses when your business is involved in an accident in which your side is at fault. The insurance also provides cover for vandalism, theft, and other damage to the business vehicle.
Workers Compensation will provide medical and rehabilitation benefits including employee's lost wages to workers who get sick or injured due to job-related causes. This insurance is state-mandated which your business must carry if it meets the minimum requirements of the state.
Speech pathologists are committed to preventing, assessing, diagnosing and treating speech, cognitive-communication, language, social communication, and swallowing disorders in adults and children. They may practice in other doctor's offices, privately or in facilities such as hospitals.
Speech Pathologists need insurance as it covers the risks that could otherwise force your business to close. Risks like lawsuits not only consume time but a lot of money as well, and without insurance your business can instantly crumble. When you have insurance the costs are covered, therefore your business and even your personal assets are protected.
Below are some common risks speech pathologists can face:
One of your speech pathologists makes a mistake in the diagnosis which causes the patient more harm than good. Because of this, your patient sues your business.
While doing rounds and visiting one of your patients, your driver gets involved in a vehicular accident in which your business is at fault.
There is no fixed cost of insurance for speech pathologists as the cost mostly depends on the size of your business, the number of employees you have, and the coverage needed for your business. Without taking these into account, below are the most purchased insurance policies for your business and their average costs:
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