Starting a business in Wisconsin opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
Essential coverage for your Wisconsin business
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
Whether you’re looking to satisfy Wisconsin requirements with workers comp and disability insurance or know insurance is the only way to protect your finances, we’ve got you covered.
General Liability insurance can protect your business from claims involving property damage, bodily injuries and property damage that resulted from your products, services or day to day operations.
Commercial Property insurance is a type of property insurance policy that will provide coverage for the loss or damage arising from property theft, fire and natural disasters. This covers the building (owned, leased, or you work from home), and the contents in it.
When an employee suffers an injury in Wisconsin, they are entitled to medical care, rehabilitation and lost wages. This is the benefit of Workers' Compensation. The insurance will pay for the medical care, rehabilitation and lost wages. It is a no-fault system which means even if it's your fault, the employee will still receive the benefits.
Whether you're a florist delivering flower bouquets or contractor moving to various job sites, a Commercial Auto insurance will have more coverage and higher limits than a personal policy can cover.
Should your products be recalled, you'll be glad to have Product Liability insurance. This insurance will cover the cost of getting your defective product back the manufacturer or merchandiser. It also covers your business from injury or property damage due to the defective product.
A common misconception is small businesses don't need insurance. However, insurance is a way of managing risks. When you buy insurance, you transfer the costs and potential losses to the insurance company.
The price of the insurance is different across carriers. This is because they use various criteria to calculate the premiums. Usually, they will review your experience, loss history and safety policies.
Your business must carry Workers' Compensation in WI if you have at least one employee. This includes subcontractors, independent contractors and its employees, unless they are covered on their own.
Every business insurance needs are different, but we recommend starting with General Liability and Commercial Property insurance.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
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