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Starting a business in West Virginia opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
STANDARD
When you also have equipment or operate from an office
All basic plan benefits and:
PRO
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
CUSTOM
When you have specific requirements
ALREADY INSURED?
We will take care of the switching hassle.
Call us at (646) 844-9933 for help and more information
Whether you’re looking to satisfy West Virginia requirements with workers comp and disability insurance or know insurance is the only way to protect your finances, we’ve got you covered.
Every business is different, but we suggest you start with Workers' Compensation coverage if you have employees, Commercial Auto Insurance if your West Virginia business uses vehicles, and General Liability Insurance to guard against common causes of lawsuits.
Most West Virginia businesses are required to carry Workers' Compensation coverage. There are exceptions, such as when you employ an independent contractor, agricultural employers with fewer than 5 full-time employees, and churches.
West Virginia requires that your Commercial Auto Insurance policy has limits of $20,000 for bodily injury liability per person, $40,000 bodily injury liability per accident, and $10,000 for property damage liability. Many WV businesses choose higher limits.
You can manage your premium costs in many ways, including choosing a higher deductible for certain coverages, safety-related discounts, or by making changes to your coverages after a policy review.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.
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Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
