We shop for you! Compare rates from +10 top carriers
Insurance cover for small businesses in Washington
Commercial Auto Insurance covers your cars, trucks, and vans used in your business. It covers the costs from vehicle damage in collisions, theft, vandalism and weather damage. It also covers medical expenses for to injured parties.
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Small business Health Insurance helps you offer your employees more inexpensive access to medical insurance. Everyone can benefit from lower rates or better coverage.
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Frequently Asked Questions
How can I make sure that my drivers in Washington have the right Auto Insurance Policy?
Vehicles used primarily for business purposes in Washington require a Commercial Auto Insurance policy. Our coverage experts can advise you on the auto insurance needs for your specific business.
What will happen if I don’t buy insurance for my business in Washington?
State law may require some insurance types, such as Workers' Compensation coverage and Commercial Auto Insurance. Washington businesses that aren't compliant can face penalties. Other insurance types protect your business against financial losses which could threaten your business's future.
How much liability insurance should I carry in Washington?
Many Washington businesses start with $1 million per occurrence and $2 million aggregate limits. However, higher limits are available if desired or required. The goal is to protect your business against costly liability claims.
What do I need to get an insurance quote in Washington?
Documentation requirements vary depending on the insurance coverage being quoted. You may need vehicle info, revenue and employee payroll records, business property information, inventory value, and claims history.
Guide to commercial insurance by state
Insurance laws and requirements may vary state by state. Click on your state to discover the insurance you will need for your small business: