Small Business Insurance in Washington

An important policy that every business should consider, General Liability Insurance protects your Washington business from liability claims due to physical or bodily injury, damage to property, and slander or libel, as well as false or misleading advertising claims.

Commercial Property Insurance protects your business-owned physical assets including your building and its contents. Equipment, supplies, and inventory are all insured against common risks, such as fire, theft, vandalism, and water damage.

Workers' Compensation coverage pays for lost wages, medical expenses and rehabilitation costs due to work-related injuries or illnesses. Nearly all Washington state businesses are mandated to carry this policy.

Commercial Auto Insurance provides coverage for bodily injury and property damage liability, along with medical payments due to auto accidents. Washington state requires this policy for businesses that operate highway vehicles. Collision coverage is also available.

Group Health Insurance is a popular coverage choice to provide access to affordable healthcare for employees in Washinton. This benefit is deductible as a business expense without being taxable to your employees. Typical coverages include medical, surgical, and dental services.

Ocean Marine Insurance protects businesses that ship cargo in and out of Washington state waters. This policy provides essential coverage for transit liability, damage to shipping vessels, and transported goods.