Starting a business in Virginia opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
Essential coverage for your Virginia business
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
Whether you’re looking to satisfy Virginia requirements with Workers comp and Disability Insurance or know insurance is the only way to protect your finances, we’ve got you covered.
A combination of general liability and commercial property insurance on one policy so you are protected from the most popular types of claims.
A popular coverage among many businesses with federal laws requiring it today. Employers choose to offer health insurance to make their employees feel valued.
Virginia requires businesses with 3 or more employees carry Workers Comp Insurance to pay expenses from work-related injuries.
Protect your business from large payouts in the event you or one of your employees is at fault for an auto accident while driving for business purposes.
Cyber Liability pays the costs to properly notify, manage, investigate, and settle claims when a cyber breach occurs.
When you start a business, you risk lawsuits from upset individuals. Unless you have substantial financial resources, businesses need to insurance to pay the high costs of defending and settling claims.
Every business is different, but we recommend starting with General Liability and Commercial Property or a Business Owner's Policy depending on your size.
Virginia requires businesses with 3 or more employees (full or part time) carry Workers Comp Insurance. If you don’t, you risk serious fines from the state.
Depending on your size, industry, and experience business insurance can cost $99 per month and up. It’s best to request quotes from multiple carriers so you compare costs and coverage.
Yes. If employees drive their own vehicles, they won’t have coverage under their personal policy for business driving. You need to purchase Hired & Non-Owned Auto to cover accidents.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
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