Starting a business in Vermont opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
Essential coverage for your Vermont business
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
Whether you’re looking to satisfy Vermont requirements with workers comp and disability insurance or know insurance is the only way to protect your finances, we’ve got you covered.
Your business's day-to-day operations are at risk from unforeseen incidents. The cost of a personal injury and its potential legal fees alone can be crippling to the business and its operations. General Liability insurance is a thoughtfully constructed risk-management program that can help minimize business interruptions so you can focus more on your business.
Property damage can cause serious interruption to your business operations, reduced productivity, and even financial loss. Commercial Property insurance will provide coverage for your property against fire, earthquake and other natural disasters. It also covers against theft and other instances that lead to property damage, whether it's the building or the contents inside it.
Workers' Compensation is a no-fault system where the worker receives medical benefits and wage compensation when they become ill or injured on the job. This, in turn, relinquishes them from filing a lawsuit against your business. It is a no-fault system and the employee will benefit from the insurance regardless of who is at fault.
If a vehicle is owned by the business, or your business uses trucks, vans or specialized vehicles for your business operations, then Commercial Auto insurance is a must. Your vehicles, its drivers, the passengers and even uninsured motorists are covered in the event of a vehicular accident.
The things that move from location to location like catering equipment and cameras are prone to the loss, damage or theft. Inland Marine provides coverage to certain kinds of movable property and other items that a Commercial Property insurance won't be able to cover.
With thousands of ships traveling the sea, the risk of a loss or damaged cargo isn't that far up ahead. Ocean Marine insurance covers the transportation of goods via ship. This also includes land or air transportation if the transit is associated with the shipment. The insurance covers the damage to the vessels involved in the shipment and for the legal liability that may be required.
The price of Business Insurance varies across carriers because they have different criteria to define your premiums. Insurance carriers usually review your experience, loss history and safety policies before they can calculate the cost.
No. Your personal auto insurance is limited only for personal use; therefore, the limits are fewer and it has less coverage. Commercial Auto insurance has more limits and coverage than a personal auto insurance can offer.
Yes. Workers' Compensation is needed if you hire one or more employees regardless if you hire them outside the state but works for you in Vermont.
Your business will face penalties if the insurance is mandated by the state,and when you're faced with a property damage or personal injury lawsuit, you'll be paying for the legal fees and expenses out of your pocket. Any business won't be able to survive unless they have substantial financial resources.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We are proud to be part of Aon, the leading global professional services firm providing advice and solutions in Risk, Retirement and Health. With us, you’re in good hands!
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
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