Starting a business in Utah opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
Essential coverage for your Utah business
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
Whether you’re looking to satisfy Utah requirements with workers comp and disability insurance or know insurance is the only way to protect your finances, we’ve got you covered.
General Liability insurance can protect your Utah business from a variety of liability risks such as property damage, bodily injury, and personal injury, which includes libel and slander.
Commercial Property Insurance protects the physical assets of your Utah business, including your building, equipment, machinery, supplies, and on-site inventory. Fire, theft, vandalism, water damage, and other several other common risks are covered.
Workers' Compensation coverage pays for medical expenses due to work-related injuries and helps offset lost wages for employees who are injured on the job. This coverage is required for all businesses in Utah that have employees.
Commercial Auto Insurance protects the vehicles you use in your business and protects your Utah business against bodily injury or property damage liability claims due to auto accidents. Utah requires auto liability coverage for all vehicles.
When you host a special event for your Utah business, Special Events Insurance protects your business from lawsuits not covered by other liability policies, paying for bodily injury liability or property damage to third parties. This policy can also protect the venue and sponsors of the event.
Utah requires Workers' Compensation coverage for businesses with one or more employees. Commercial Auto Insurance is also required for any vehicles used by your business. Other coverage options, such as General Liability Insurance, protect your business against a variety of risks.
While not required by Utah law, General Liability Insurance is often required for contracts, purchase agreements, and by lenders or landlords. This coverage protects your business against liability lawsuits including bodily injury, personal injury, and property damage claims.
Every business is different, but we recommend starting with Workers' Compensation if you have employees and General Liability Insurance to protect your business against lawsuits. If you use vehicles for conducting business, Commercial Auto Insurance is required in Utah as well.
In most cases, General Liability Insurance starts with a $1 million per occurrence limit and a $2 million aggregate limit. You can select higher coverage limits for your Utah business based on your needs or your budget.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
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