Small Business Insurance in Texas

Arguably the most important policy for any Texas business, it protects against more than slip and fall claims. It covers defense and settlement expenses for injury, property damage, and libel and slander claims from third-parties.

Whether you own or rent your building, the assets you need to run a business are expensive to replace. Commercial Property Insurance pays to rebuild or replace your belongings after a covered incident causes damage.

While not mandatory like it is many states, Workers Comp protects you from being sued by injured employees. It covers medical expenses and lost wages for employees injured on the job.

Umbrella liability insurance is an additional layer of protection that protects you once your general liability policy reaches maximum limits.

Current federal laws require individuals have health insurance or pay a fine, which has increased the number of employees who rely on their employer to provide it for them.

EPL insurance or EPLI protects businesses from employee related claims alleging discrimination, harassment, defamation, retaliation, or a hostile work environment.