Starting a business in Texas opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
Essential coverage for your Texas business
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
Whether you’re looking to satisfy Texas requirements with Workers Comp and Disability Insurance or know insurance is the only way to protect your finances, we’ve got you covered.
Arguably the most important policy for any Texas business, it protects against more than slip and fall claims. It covers defense and settlement expenses for injury, property damage, and libel and slander claims from third-parties.
Whether you own or rent your building, the assets you need to run a business are expensive to replace. Commercial Property Insurance pays to rebuild or replace your belongings after a covered incident causes damage.
While not mandatory like it is many states, Workers Comp protects you from being sued by injured employees. It covers medical expenses and lost wages for employees injured on the job.
Umbrella liability insurance is an additional layer of protection that protects you once your general liability policy reaches maximum limits.
Current federal laws require individuals have health insurance or pay a fine, which has increased the number of employees who rely on their employer to provide it for them.
Business insurance protects you from paying out expenses when a claim or lawsuit occurs and your business is found liable for the outcome.
It depends on your business, financial resources, and the types of services you offer. Carrying at least $1,000k/$2,000k is a popular option for small businesses.
The state of Texas does not mandate employees carry Workers Comp Insurance. However, if you don’t carry insurance you must report every work-related injury or disease to the DWC.
If you forego buying insurance for your business, you risk having to pay all of the expenses associated with potential lawsuits which, depending on nature, can result in thousands of dollars.
Texas law requires insurance carriers provide policy holders with valuable loss control information that can benefit your business and minimize risks.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
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