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Small Business Insurance in Texas

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Frequently Asked Questions

Why do I need business insurance?

Business insurance protects you from paying out expenses when a claim or lawsuit occurs and your business is found liable for the outcome.

What limits should I carry on my General Liability Insurance?

It depends on your business, financial resources, and the types of services you offer. Carrying at least $1,000k/$2,000k is a popular option for small businesses.

Am I required to carry Workers Comp?

The state of Texas does not mandate employees carry Workers Comp Insurance. However, if you don’t carry insurance you must report every work-related injury or disease to the DWC.

What happens if I don’t buy business insurance?

If you forego buying insurance for your business, you risk having to pay all of the expenses associated with potential lawsuits which, depending on nature, can result in thousands of dollars.

What are the loss control requirements in Texas?

Texas law requires insurance carriers provide policy holders with valuable loss control information that can benefit your business and minimize risks.

Are You Ready to Get Covered?

Prefer to speak with a CoverWallet consultant? Call

(646) 844-9933