Small Business Insurance in Tennessee

General Liability Insurance covers losses related to the most common lawsuits that arise from everyday business activities. This type of insurance protects your business against liability lawsuits due to property damage, personal injury and bodily injury.

Commercial Property Insurance covers your Tennessee business against risks to your building, equipment, and inventory. Fires, theft, vandalism, water damage, and many other common causes for damage or loss are covered up to the coverage limits you choose.

Workers' Compensation insurance provides monetary benefits to workers who are injured or become disabled on the job. The insurance covers the medical costs, rehabilitation and lost wages.

Commercial Auto insurance provides coverages such as liability, collision, medical payments to the vehicles used for your business. This insurance covers various automobiles used by businesses including commercial trucks, food trucks, service utility trucks and specialized equipment.

Professional Liability insurance is excellent for businesses that offer health, legal or any professional advice to customers. The insurance covers the business from being liable should the customer sue your business for misinformation or malpractice.

Many businesses think that Property Insurance is enough to cover lost revenue, but what happens when your business is forced to suspend operations due if your property is destroyed. Business Interruption insurance focuses on the time where you cannot conduct business due to a destroyed property or a malfunctioned equipment.