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Small Business Insurance in South Dakota

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Insurance cover for small businesses in South Dakota

Frequently Asked Questions

Why do I need insurance for my South Dakota small business?

Without any insurance, you'll risk lawsuits and medical claims that could put a huge dent in your financial resources. A personal injury lawsuit alone can bankrupt a business.

What types of insurance does my business need in South Dakota?

Every business has unique needs; however, we recommend starting with Workers' Compensation if you have employees and Commercial Auto insurance if you use vehicles for your business operations. A General Liability insurance is highly recommended as well, as it covers most incidents in one policy.

What limits should I carry on my General Liability insurance in South Dakota?

It depends on the type of business, but we recommend you carry around $1,000 to $2,000 per incident.

What do I need to get an insurance quote in South Dakota?

Insurance companies require your business license and you must have completed all your applications. Most insurance companies will require your loss history to get a quote for insurance.

Are You Ready to Get Covered?

Prefer to speak with a CoverWallet consultant? Call

(646) 844-9933