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Small Business Insurance in Rhode Island

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Insurance cover for small businesses in Rhode Island

Frequently Asked Questions

Do I need insurance for my business in Rhode Island?

Even small business can face trial for defending innocent mistakes like physical damage and property damage. These expenses would put a huge dent in your pocket. It is highly recommended to protect your finances when these occur.

How much General Liability insurance do I need in Rhode Island?

The amount of insurance you need for your business depends on the type of business you own and your financial stability. A general rule of thumb is to carry at least $1000 per occurrence.

Do I need Workers Compensation in Rhode Island if I have two employees?

No. Your business needs to carry Workers' Compensation coverage if you have more than four employees in Rhode Island.

What types of insurance do I need to buy in Rhode Island?

Every business is different but you can start with General Liability insurance and Workers' Compensation if you have more than four employees. You'll also need Commercial Auto insurance if you use vehicles to conduct your business operations.

Are You Ready to Get Covered?

Prefer to speak with a CoverWallet consultant? Call

(646) 844-9933