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Starting a business in Rhode Island opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
STANDARD
When you also have equipment or operate from an office
All basic plan benefits and:
PRO
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
CUSTOM
When you have specific requirements
ALREADY INSURED?
We will take care of the switching hassle.
Call us at (646) 844-9933 for help and more information
Even small business can face trial for defending innocent mistakes like physical damage and property damage. These expenses would put a huge dent in your pocket. It is highly recommended to protect your finances when these occur.
The amount of insurance you need for your business depends on the type of business you own and your financial stability. A general rule of thumb is to carry at least $1000 per occurrence.
No. Your business needs to carry Workers' Compensation coverage if you have more than four employees in Rhode Island.
Every business is different but you can start with General Liability insurance and Workers' Compensation if you have more than four employees. You'll also need Commercial Auto insurance if you use vehicles to conduct your business operations.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
No worries, keep your insurance, just get an account with us to manage your policies, certificates of insurance and more
Get CoverWallet »Understand in 10 seconds what type of insurance your industry needs, and why
Insurance Assessment »Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
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