Small Business Insurance in Rhode Island

When it comes to insurance, this is the first type of policy you need to purchase. General Liability insurance gives you peace of mind in knowing that in a property damage or bodily injury is fully protected.

The building you own or lease for your business can be at risk of theft, fire and natural disasters. Commercial Property insurance is a protection to the building for these occurrences. It also protects the contents inside of it. The insurance can pay for the costs of repairing the damages or replacing the contents of the property.

A Workers' Compensation provides sick or injured workers with medical care, relinquishment of lost wages, and survivor benefits in case of fatalities. The employee, in turn, will waive the right to sue his employer under common law.

Your vans, trucks or other commercial vehicles come with many risks. When you use vehicles for business purposes, a Commercial Auto insurance is crucial in protecting your business from vehicle-related accidents.

When your business offers professional advice, like health and financial advice, you are at risk for being sued when an error in judgment occurs. When you are deemed liable, Professional Liability insurance will protect you from the costs associated with the negligence made by the customer or your client against your business.

Being a doctor isn't easy. They spend many years of education to provide the best services to their patients. When there's an error in the judgment of the doctor or any wrongful practice happens, Medical Malpractice insurance protects your doctors. The insurance also protects the doctor when a client is unhappy with the results of the doctor's advice or services.