Small Business Insurance in Pennsylvania

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime.

Better, Regardless of Your Size

  • Spend more time growing your business

  • Work with a company that values your time

  • Meet Pennsylvania business insurance requirements

  • Sleep better at night knowing you have the right protection

Coverage Plans for All Your Needs

Starting a business in Pennsylvania opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.

BASIC

Essential coverage for your Pennsylvania business


General Liability

From
29
Month
Instant quote »

Includes:

  • Bodily Injury
  • Damage to third party property
  • Personal Injury

STANDARD

When you also have equipment or operate from an office


General Liability + Property (bundle them with a BOP)

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All basic plan benefits and:

  • Lost business income
  • Loss or accidental damage to:
    • Business equipment
    • Valuable papers and records

PRO

When you also have at least one employee


General Liability + Property and Workers Compensation (WC)

From
39 *
Month

* Plus Workers Compensation

Instant quote »

All standard plan benefits and:

  • Coverage for work-related accidents and diseases and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery
    • Legal fees

CUSTOM

When you have specific requirements


Including Commercial Auto, Surety Bonds, Umbrella, etc

Instant quote »
  • Choose your coverage

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

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See how much you could be saving, with best in class insurance partners.

Get a free quote, all you need to enter is your zip code to get started.

Or call (646) 844--9933 anytime.

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Frequently Asked Questions

What insurance do I need to carry as a PA small business?

Businesses in the Keystone state aren’t required to carry business insurance unless you have employees. However, every business should consider General Liability and Commercial Property Insurance.

How much will my business insurance cost per month?

Every insurance company calculates premiums differently. Some offer monthly installment plans and others require payment in full. Ask insurance companies while you are shopping for their requirements.

My employees use their cars for business, what do I need to require?

Every employee needs to abide by state minimum Auto Insurance requirements and should be able to show proof of coverage. You should also buy Hired & Non-Owned Auto to protect your business.

What happens if I don’t buy insurance?

Not buying insurance to protect your business puts you at risk of large payouts if a claim or lawsuit occurs. Most businesses choose to avoid financial hardship by investing in a comprehensive insurance plan.

What is the difference between General Liability and a Business Owner's Policy (BOP)?

General Liability only includes coverage for third-party claims alleging injury or property damage. A BOP combines General Liability with Commercial Property coverage on one policy to fully protect small businesses.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
State of the Art Technology

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

State of the Art Technology

We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

Are you ready to get down to business?

Enter your zipcode to get started or call (646) 844--9933 anytime.

References for Small Businesses in Pennsylvania

Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:

SBA office of Philadelphia

Parkview Tower 1150 First Avenue, Suite 1001 King of Prussia, PA, 19406
Mon through Fri from 8:00 AM to 4:30 PM
Visit the website

Pennsylvania Insurance Department

1326 Strawberry Square, Harrisburg, PA, 17120
Mon through Fri from 8:30 AM to 5:00 PM
Visit the website