General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Small business Health Insurance helps you offer your employees more inexpensive access to medical insurance. Everyone can benefit from lower rates or better coverage.
Commercial Auto Insurance covers your cars, trucks, and vans used in your business. It covers the costs from vehicle damage in collisions, theft, vandalism and weather damage. It also covers medical expenses for to injured parties.
Professional Liability Insurance (or E&O Insurance), protects your small business from claims of mistakes, negligence or malpractice made when providing your services that caused sobody financial loss. PLI covers your legal defense costs, damages and settlements.
What types of insurance do I need to buy in Oregon?
Every business has their own needs, priorities and mandated requirements. For starters, we often recommend General Liability and Commercial Auto insurance for their diverse yet affordable protection.
Do I need insurance for my business in Oregon?
Even if you are a small business, unforeseen events can seriously put a huge dent on your finances. Having insurance gives you a peace of mind should these challenging things happen.
How much does Business Insurance cost in Oregon?
Premiums vary depending on the carrier and each vendor use different criteria to calculate prices. Your business experience, services, safety policies and loss history affects the final insurance cost.
What do I need to get an insurance quote in Oregon?
Each vendor has their own requirements but most of the time companies will ask you to provide competed applications, business licenses and claims history before they can offer a quote.
Guide to commercial insurance by state
Insurance laws and requirements may vary state by state. Click on your state to discover the insurance you will need for your small business: