Small Business Insurance in North Carolina

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844--9933 anytime.

Better, Regardless of Your Size

  • 24/7 availability with exceptional service

  • Access insurance experts that are your advocates

  • Stay compliant with North Carolina requirements

  • Grow your business without getting lost in the insurance maze

Coverage Plans for All Your Needs

Starting a business in North Carolina opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.

BASIC

Essential coverage for your North Carolina business


General Liability

From
29
Month
Instant quote »

Includes:

  • Bodily Injury
  • Damage to third party property
  • Personal Injury

STANDARD

When you also have equipment or operate from an office


General Liability + Property (bundle them with a BOP)

Instant quote »

All basic plan benefits and:

  • Lost business income
  • Loss or accidental damage to:
    • Business equipment
    • Valuable papers and records

PRO

When you also have at least one employee


General Liability + Property and Workers Compensation (WC)

From
39 *
Month

* Plus Workers Compensation

Instant quote »

All standard plan benefits and:

  • Coverage for work-related accidents and diseases and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery
    • Legal fees

CUSTOM

When you have specific requirements


Including Commercial Auto, Surety Bonds, Umbrella, etc

Instant quote »
  • Choose your coverage

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844--9933 for help and more information

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Get a free quote, all you need to enter is your zip code to get started.

Or call (646) 844--9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

How can I make sure my drivers have the right Auto Insurance in place?

Before hiring an employee as a driver for your business, ask them for evidence of insurance coverage. They should provide an insurance card of evidence from their carrier.

How much will my North Carolina business insurance cost?

Every business is different, which means insurance costs are different. Most carriers review your experience, safety procedures, loss history and operations to calculate your premium.

What are the state requirements for Worker’s Compensation insurance in North Carolina?

North Carolina requires businesses with 3 or more employees to buy Workers Comp Insurance. Failure to do so puts you at risk of fines, misdemeanor or felony charges, and prison time.

Do I need insurance for my business in North Carolina?

Even small businesses find themselves in court defending innocent mistakes and insurance is highly recommended to protect your finances when they occur.

My employees use their personal vehicles; do I need Business Auto Insurance in NC?

If your employees are involved in an auto accident while on the job, their insurance will not protect you. Buying Hired & Non-Owned Auto Insurance is the best way to protect your business in this scenario.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

why coverwallet

Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

Testimonial Laura Campbell

Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

Testimonial Anthony Williams

Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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The Power Behind CoverWallet

Algorithms, Science, Magic
Customized, Intelligent Application
State of the Art Technology

Algorithms, Science, Magic!

You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we’ve set out to accomplish in building our award winning platform.

Customized, Intelligent Application

We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.

State of the Art Technology

We’re like Bruce Wayne! We’ve built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.

Are you ready to get down to business?

Enter your zipcode to get started or call (646) 844--9933 anytime.