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Starting a business in North Carolina opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
Essential coverage for your North Carolina business
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
Whether you’re looking to satisfy North Carolina requirements with Workers Comp and Disability Insurance or know insurance is the only way to protect your finances, we’ve got you covered.
Business Owners Policies (BOP) combine general liability and commercial property in one policy saving them money on their premiums.
Inland Marine insurance is beneficial for businesses that transport goods from one location to another. It protects if your goods are damaged or stolen while in transit and pays the costs to replace them.
North Carolina requires businesses with 3 employees carry Work Comp Insurance which pays medical bills and lost wages for employees injured on the job.
Commercial Auto Insurance protects your business if you are found at fault for a vehicle accident. It pays for property damage, medical expenses, and physical damage to company vehicles.
With the majority of businesses accepting credit card payments or storing client information, cyber breaches are growing in number year after year. This coverage protects you by paying necessary expenses arising from a breach.
Before hiring an employee as a driver for your business, ask them for evidence of insurance coverage. They should provide an insurance card of evidence from their carrier.
Every business is different, which means insurance costs are different. Most carriers review your experience, safety procedures, loss history and operations to calculate your premium.
North Carolina requires businesses with 3 or more employees to buy Workers Comp Insurance. Failure to do so puts you at risk of fines, misdemeanor or felony charges, and prison time.
Even small businesses find themselves in court defending innocent mistakes and insurance is highly recommended to protect your finances when they occur.
If your employees are involved in an auto accident while on the job, their insurance will not protect you. Buying Hired & Non-Owned Auto Insurance is the best way to protect your business in this scenario.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business: