Small Business Insurance in New York

The first policy any business should purchase. It pays for claims where your business is found at fault for bodily injury, physical damage to another party during business activity. It also covers lawsuits from libel, slander, and false advertising

Provides coverage against damages to your building, properties, equipment and spoiled food caused by any of these events.

Required by New York if you have employees, Workers Comp pays costs stemming from employee injury on the job. It includes medical expenses and lost wages. Employees forfeit their right to press charges when they utilize benefits from this insurance.

Whether you have a commercial vehicle or use a personal vehicle for business activity, this is an important coverage. It covers claims associated with vehicle accidents you are at fault for, while driving for business purposes.

Small businesses suffer from cyber and data breaches every day. Without Cyber Liability Insurance, you are responsible for all costs associated with a breach. Coverage is included for investigation, notifying consumers according to state law, and public relations.

Another policy required by New York State for businesses with employees. Disability Insurance offers a continued income when employees suffer from injury or illness that keeps them from work.