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Starting a business in New York opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
STANDARD
When you also have equipment or operate from an office
All basic plan benefits and:
PRO
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
CUSTOM
When you have specific requirements
ALREADY INSURED?
We will take care of the switching hassle.
Call us at (646) 844-9933 for help and more information
Whether you’re looking to satisfy New York requirements with Workers Comp and Disability Insurance or know insurance is the only way to protect your finances, we’ve got you covered.
It depends on the carrier, type of business, and what types of insurance. Insurance carriers review claims history, experience, and the details of your daily operations to determine insurance premiums.
Worker’s Compensation is required for businesses with employees in New York State. Even if you only have one employee, you still need to purchases this coverage.
New York requires $10,000 for property damage, $25,000 for bodily injury and $50,000 for death for one person. ($50,000 and $100,000 for more than two people). You will also need a Business Auto policy for coverage.
Most small businesses choose a policy with one million dollars in coverage. If you are a larger business, you may need two or three million dollars in coverage.
You risk paying expenses from any incidents or lawsuits. In most cases, it’s a better decision to pay a few hundred dollars to prevent a few thousand dollars in expenses.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.
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Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
