Small Business Insurance in New Mexico

General Liability insurance covers the cost arising from claims due to property damage or worker's injury during the course of the business. Without it, debts from legal claims can potentially risk your entire business.

Commercial Property insurance is one of the most important investments to ensure the future of your business. Depending on the terms, this insurance covers theft, natural disaster, accidents and incidents that are within the bounds of the insurance.

In nearly all cases, if an employee gets injured in New Mexico, they won't be able to bring a lawsuit against you. This is because the New Mexico and all other states mandate Workers' Compensation. The employee will be compensated for medical care and lost wages from the injury or illness that arise during the scope of his or her employment

Commercial Auto insurance is similar to a personal auto insurance in such that it covers liability, collision, comprehensive, medical payments and uninsured motorist coverage. The difference is that it covers commercial vehicles like food trucks and specialized vehicles and has more coverage than a personal auto.

There will be times where you host or organize a special event for your business. Special Events insurance will cover the various types of issues arising throughout the course of a special event. This covers anything that can go wrong with the services and equipment arising from the event.

Business owners are at risk on a lot of liability. Protect your business with a Business Owners Policy. The insurance puts together several policies to help small and mid-sized businesses have one convenient policy to protect themselves. It simplifies the coverage by providing two policies in one - property and liability.