Starting a business in New Hampshire opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
Essential coverage for your New Hampshire business
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
Whether you’re looking to satisfy New Hampshire requirements with workers comp and disability insurance or know insurance is the only way to protect your finances, we’ve got you covered.
A common first policy for New Hampshire businesses, General Liability Insurance covers bodily injury liability, property damage, and personal injury liability related to business activities.
Commercial Property Insurance protects your New Hamshire business's physical assets, including your building and its contents. Equipment, machinery, supplies, and on-site inventory are covered for fire, theft, vandalism, and other common risks.
Workers' Compensation is a state-mandated coverage that provides benefits to employees who suffered from job-related injuries or illnesses. Structured as no-fault coverage, the injured employee receives medical benefits, lost wages, and rehabilitation, regardless of who is at fault.
Commercial Auto Insurance provides coverage for vehicles used primarily for business purposes. This coverage, required in New Hampshire, covers bodily injury liability, property damage liability, and medical payments for injuries due to an auto accident.
Health Insurance is a commonly-chosen coverage that helps protect the overall health and well-being of your employees. It covers the cost the employee's medical and surgical expenses, giving them access to healthcare that they may not have had otherwise. Benefits can include dental coverage as well.
Delays due to equipment breakdown or malfunction can bring your New Hamshire business to a halt. Equipment Breakdown Insurance provides coverage for losses due to equipment breakdown, including equipment repair or replacement, as well as compensating lost business income in some cases.
Insurers typically require your business license and a completed application providing details about your New Hampshire business, including vehicles, property, and employee information. A loss history is also required.
Many New Hamshire businesses start with General Liability coverage limits of $1 million per occurrence and $2 million aggregate. Higher coverage limits are available to meet the needs of your business.
New Hampshire mandates Workers' Compensation coverage if you have employees and Commercial Auto Insurance for vehicles used by your business. Additional coverages, such as General Liability Insurance, are frequently chosen to protect businesses from liability lawsuits.
New Hampshire requires certain coverages, such as Workers' Compensation coverage or Commercial Auto Insurance. Other coverages, like General Liability Insurance, protect your business against costly lawsuits that can affect businesses of any size.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We are proud to be part of Aon, the leading global professional services firm providing advice and solutions in Risk, Retirement and Health. With us, you’re in good hands!
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
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