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Insurance cover for small businesses in New Hampshire
Small business Health Insurance helps you offer your employees more inexpensive access to medical insurance. Everyone can benefit from lower rates or better coverage.
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Commercial Auto Insurance covers your cars, trucks, and vans used in your business. It covers the costs from vehicle damage in collisions, theft, vandalism and weather damage. It also covers medical expenses for to injured parties.
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Frequently Asked Questions
What do I need to get an insurance quote in New Hampshire?
Insurers typically require your business license and a completed application providing details about your New Hampshire business, including vehicles, property, and employee information. A loss history is also required.
How much General Liability insurance do I need in New Hampshire?
Many New Hamshire businesses start with General Liability coverage limits of $1 million per occurrence and $2 million aggregate. Higher coverage limits are available to meet the needs of your business.
What insurance do I need to buy in New Hampshire?
New Hampshire mandates Workers' Compensation coverage if you have employees and Commercial Auto Insurance for vehicles used by your business. Additional coverages, such as General Liability Insurance, are frequently chosen to protect businesses from liability lawsuits.
I run a small business, why do I need an insurance in New Hampshire?
New Hampshire requires certain coverages, such as Workers' Compensation coverage or Commercial Auto Insurance. Other coverages, like General Liability Insurance, protect your business against costly lawsuits that can affect businesses of any size.
Guide to commercial insurance by state
Insurance laws and requirements may vary state by state. Click on your state to discover the insurance you will need for your small business: