Small Business Insurance in New Hampshire

A common first policy for New Hampshire businesses, General Liability Insurance covers bodily injury liability, property damage, and personal injury liability related to business activities.

Commercial Property Insurance protects your New Hamshire business's physical assets, including your building and its contents. Equipment, machinery, supplies, and on-site inventory are covered for fire, theft, vandalism, and other common risks.

Workers' Compensation is a state-mandated coverage that provides benefits to employees who suffered from job-related injuries or illnesses. Structured as no-fault coverage, the injured employee receives medical benefits, lost wages, and rehabilitation, regardless of who is at fault.

Commercial Auto Insurance provides coverage for vehicles used primarily for business purposes. This coverage, required in New Hampshire, covers bodily injury liability, property damage liability, and medical payments for injuries due to an auto accident.

Health Insurance is a commonly-chosen coverage that helps protect the overall health and well-being of your employees. It covers the cost the employee's medical and surgical expenses, giving them access to healthcare that they may not have had otherwise. Benefits can include dental coverage as well.

Delays due to equipment breakdown or malfunction can bring your New Hamshire business to a halt. Equipment Breakdown Insurance provides coverage for losses due to equipment breakdown, including equipment repair or replacement, as well as compensating lost business income in some cases.