Cyber Liability Insurance protects you from the theft of sensitive data. If you suffer a data breach or software attack, Cyber Liability Insurance will cover the costs of notifying and restoring affected customers, recovering data and repairing security systems.
General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Commercial Auto Insurance covers your cars, trucks, and vans used in your business. It covers the costs from vehicle damage in collisions, theft, vandalism and weather damage. It also covers medical expenses for to injured parties.
Professional Liability Insurance (or E&O Insurance), protects your small business from claims of mistakes, negligence or malpractice made when providing your services that caused sobody financial loss. PLI covers your legal defense costs, damages and settlements.
Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
I only have two employees. Do I need Workers Compensation in Nebraska?
With a few exceptions, if you employ one or more part-time or full-time employees, Workers' Compensation coverage is required in Nebraska.
How much business insurance do I need in Nebraska?
Nebraska businesses with vehicles are required to carry Commercial Auto Insurance with $25,000 bodily injury per person, $50,000 per accident, and $25,000 property damage. General Liability Insurance is also available for non-auto claims.
My employees use their cars for business. Do I need a Commercial Auto Insurance in Nebraska?
If a vehicle is used primarily for business purposes, a personal auto policy isn't likely to provide coverage, leaving your Nebraska business exposed to any liability due to the accident.
Is it possible to lower my insurance premiums in Nebraska?
Insurance premium costs for your Nebraska business can be managed in many ways, including adjusting your chosen deductible amounts, safety-related discounts, or coverage changes following a full policy review.
Guide to commercial insurance by state
Insurance laws and requirements may vary state by state. Click on your state to discover the insurance you will need for your small business: