Small Business Insurance in Nebraska

Get business insurance with optimized coverage to meet your exact needs

Prefer to speak with a CoverWallet consultant? Call (646) 844-9933 anytime.

Better, Regardless of Your Size

  • Understand Your Insurance Needs With A Few Mouse Clicks

    Figuring out which insurance policies your Nebraska business needs can take a lot of time. With our online assessment tool, you'll uncover your insurance needs in seconds.

  • Get Covered the Easy Way With Our Expert Insurance Team

    Navigating through insurance requirements in NE can be tricky. Our team of experts can answer your insurance questions. Give us a call. Get the right coverage. Easy.

  • Take the Guesswork out of Nebraska Insurance Requirements

    Nebraska requires your business to carry a Workers' Compensation coverage if you have full or part-time employees. If your business uses vehicles, you'll need Commercial Auto Insurance as well. Our team of experts can assist with both to ensure your business is compliant.

  • Protect Your Growing Nebraska Business

    As your Nebraska business grows, your insurance plans should grow as well, changing to meet your new coverage needs. CoverWallet can customize your coverage

Coverage Plans for All Your Needs

Starting a business in Nebraska opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.

BASIC

Essential coverage for your Nebraska business

General Liability

From
29
Month
Instant quote »

Includes:

  • Bodily Injury
  • Damage to third party property
  • Personal Injury
Get BASIC plan

STANDARD

When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

From
39
Month
Instant quote »

All basic plan benefits and:

  • Lost business income
  • Loss or accidental damage to:
    • Business equipment
    • Valuable papers and records
Get STANDARD plan

PRO

When you also have at least one employee

General Liability + Property and Workers Compensation (WC)

From
39 *
Month

* Plus Workers Compensation

Instant quote »

All standard plan benefits and:

  • Coverage for work-related accidents and diseases and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery
    • Legal fees
Get PRO plan

CUSTOM

When you have specific requirements

Including Commercial Auto, Surety Bonds, Umbrella, etc

From
___
Month
Instant quote »
  • Choose your coverage

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

Whether you’re looking to satisfy Nebraska requirements with workers comp and disability insurance or know insurance is the only way to protect your finances, we’ve got you covered.

General Liability

If you own a small business in Nebraska, you'll want General Liability Insurance. This policy is the baseline for protecting your business against liability lawsuits. Coverages include bodily injury and personal injury liability, as well as property damage liability.

Commercial Property

Commercial Property Insurance protects the physical assets of your Nebraska business, including your building and its contents. This coverage insures your real estate, machinery, equipment, supplies, and inventory against several common risks.

Workers Compensation

Workers' Compensation coverage provides for the medical care and lost wages of employees injured on the job. This coverage is required by law for most businesses in Nebraska that employ one or more full-time or part-time employees.

Business Auto

Commercial Auto Insurance provides liability coverage for bodily injury and property damage, coverages required by law in Nebraska, as well as offering medical payments coverage. Adding comprehensive and collision coverage fully insures your business vehicles up to your chosen coverage limits.

Professional Liability

Nebraska businesses that offer advice to clients are at risk for liability lawsuits due to errors or omissions. Professional Liability Insurance provides essential protection against costly errors or oversights.

Cyber Liability

A Cyber Liability Insurance policy protects your Nebraska business against cyber risks, covering liability due to data breaches, network failures that prevent you from meeting contractual obligations, or an email virus unwittingly forwarded to another company.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

I only have two employees. Do I need Workers Compensation in Nebraska?

With a few exceptions, if you employ one or more part-time or full-time employees, Workers' Compensation coverage is required in Nebraska.

How much business insurance do I need in Nebraska?

Nebraska businesses with vehicles are required to carry Commercial Auto Insurance with $25,000 bodily injury per person, $50,000 per accident, and $25,000 property damage. General Liability Insurance is also available for non-auto claims.

My employees use their cars for business. Do I need a Commercial Auto Insurance in Nebraska?

If a vehicle is used primarily for business purposes, a personal auto policy isn't likely to provide coverage, leaving your Nebraska business exposed to any liability due to the accident.

Is it possible to lower my insurance premiums in Nebraska?

Insurance premium costs for your Nebraska business can be managed in many ways, including adjusting your chosen deductible amounts, safety-related discounts, or coverage changes following a full policy review.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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Businesses Love CoverWallet

Our mission is to help small businesses to be better protected, informed and served. See what our customers are saying.

Testimonial John White

Personalized Service

5 stars service

John White, Restaurant Owner

I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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Quick and Easy!

5 stars service

Laura Campbell, Distributor

There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.

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Are you ready to get down to business?

Start your application and get a free quote in minutes or call (646) 844-9933 anytime.

References for Small Businesses in Nebraska

Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:

SBA Office of Omaha, Nebraska

10675 Bedford Ave. Suite 100, Omaha, Nebraska, 68134
Mon through Fri from 8:00 AM to 4:30 PM
(402) 221-4691
Visit the website

Nebraska Department of Insurance

1135 M Street, Suite 300 PO Box 82089, Lincoln, Nebraska, 68508
Mon through Fri from 8:00 AM to 4:30 PM
(402) 471-2201
Visit the website