Small Business Insurance in Montana

General Liability insurance is a broad type of insurance policy that provides liability to common business risks. It provides your business coverage against property damage, physical damage and bodily injury.

Commercial Property insurance protects your business's physical assets from theft, fire and natural disasters. So whether you own or lease the building, the building and contents inside it are protected by this insurance.

Workers' Compensation is a no-fault system in which employees who are sick or injured at work may obtain payment for medical costs, lost wages and compensation in exchange for relinquishment their right to sue your business for negligence.

Commercial Auto insurance is designed for businesses that are using vehicles to conduct their business operations. It offers higher liability and coverage than a personal auto insurance can cover. Commercial vehicles that are covered include trucks, specialized vehicles like cranes and bulldozers. It also includes the cars and/or sports utility vehicles that you own and use for work.

Umbrella Insurance is excellent for businesses that need more liability coverage than what is covered in General, Employer or Auto Liability insurance. It also provides protection against claims that aren't cover by the three policies.

Product Liability insurance protects your business against claims of personal injury or damage that have caused by products produced or sold through your business. It is designed to protect your business by making sure that you won't pay for the legal and court costs when this happens.