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Starting a business in Montana opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
Essential coverage for your Montana business
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
Whether you’re looking to satisfy Montana requirements with workers comp and disability insurance or know insurance is the only way to protect your finances, we’ve got you covered.
General Liability insurance is a broad type of insurance policy that provides liability to common business risks. It provides your business coverage against property damage, physical damage and bodily injury.
Commercial Property insurance protects your business's physical assets from theft, fire and natural disasters. So whether you own or lease the building, the building and contents inside it are protected by this insurance.
Workers' Compensation is a no-fault system in which employees who are sick or injured at work may obtain payment for medical costs, lost wages and compensation in exchange for relinquishment their right to sue your business for negligence.
Commercial Auto insurance is designed for businesses that are using vehicles to conduct their business operations. It offers higher liability and coverage than a personal auto insurance can cover. Commercial vehicles that are covered include trucks, specialized vehicles like cranes and bulldozers. It also includes the cars and/or sports utility vehicles that you own and use for work.
Umbrella Insurance is excellent for businesses that need more liability coverage than what is covered in General, Employer or Auto Liability insurance. It also provides protection against claims that aren't cover by the three policies.
Product Liability insurance protects your business against claims of personal injury or damage that have caused by products produced or sold through your business. It is designed to protect your business by making sure that you won't pay for the legal and court costs when this happens.
Even when your business is just starting up, your business is at risk from lawsuits. Property damage and personal injury are the most common. Unless you have substantial financial resources, your business won't be able to survive the costs of these lawsuits.
Insurance companies often require that you submit a copy of your business license first. Then you must have completed all your applications, and loss history for them to be able to get a quote for your insurance
Small businesses in Montana are required to carry a Workers' Compensation if you have two or more employees.
The state requires you to register your business and obtain a license. Visit the state website for additional information regarding business registration in Montana.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business: