General Liability Insurance protects your small business against claims of third-party bodily injury and property damage, reputational harm and advertising injury. It covers medical bills, repair costs & legal fees.
Covers your products, materials and equipment that are transported over land (truck or train), or while they're in a warehouse. If involved in a collision, mishandling or cargo theft, Inland Marine Insurance covers the transported goods.
Commercial Auto Insurance covers your cars, trucks, and vans used in your business. It covers the costs from vehicle damage in collisions, theft, vandalism and weather damage. It also covers medical expenses for to injured parties.
Commercial Property Insurance will provide coverage for your properties in case damage renders them impossible to rent or lease.
Workers Compensation covers your employees' medical costs and lost wages while recovering from a work-related injury or illness. The employee gives up the right to sue your company in return for receiving cash and benefits from Workers Compensation. In some states it’s mandatory for businesses!
What requirements are needed to start a business in Mississippi?
The state requires you to register your business and obtain a license. Have several insurances in check to make sure you comply with MS laws.
Why do I need insurance for my Mississippi business?
Starting a business comes with inherent risks. One way to destroy your business is when you receive lawsuits from consumers, employees and other businesses. Without an insurance, you'll be paying for the high costs of defending and settling claims.
Do I need Professional Liability insurance in Mississippi?
That depends on the type of services you offer. If you offer financial, health or legal advice this insurance is required.
If I run a small business, do I need General Liability Insurance in Mississippi?
While it's not mandatory in the state, it is often required in other scenarios. Property owners and banks, for example, are required to have General Liability insurance.
Guide to commercial insurance by state
Insurance laws and requirements may vary state by state. Click on your state to discover the insurance you will need for your small business: