Small Business Insurance in Minnesota

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Frequently Asked Questions

How much Commercial Liability insurance should I carry in Minnesota?

Each situation is unique, but as a general guideline, the type of MN business you operate determines how much insurance you need. A good rule of thumb would be between $500,000 to $1 million.

Do I need Workers Compensation if I have 2 part-time employees?

Minnesota requires that you need to have Workers' Compensation even if you employ part-time employees.

What are the minimum insurance requirements for starting a business in Minnesota?

Every business has specific insurance needs but in general, a Commercial Property or a General Liability insurance should be a priority.

How much does a business insurance cost in Minnesota?

Every business is unique, so the insurance varies differently. Depending on the business, the services you offer and the safety policies, the insurance premiums can vary.

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