Small Business Insurance in Maine

General Liability Insurance protects your business against liability claims for bodily injury or physical injury as well as property damage claims. Libel, slander, false advertising claims, and legal defense costs are covered, protecting your Maine business from costly risks.

Commercial Property Insurance protects the physical assets owned by your Maine business, including your building and its contents. Investments in machinery, equipment, supplies, and inventory stored on site are all covered for damage or loss due to fire, theft, vandalism, and other common risks.

Mandated by law, Workers' Compensation coverage is required by Maine before anyone can start doing business within the state. This policy protects both the employee and employer, paying employee medical costs and lost wages due to work-related injury or illnesses while shielding employers from negligence claims.

Required for Maine businesses that operate highway vehicles, Commercial Auto Insurance provides liability coverage for bodily injury and property damage due to an auto accident. Adding collision and comprehensive coverage covers losses for damage to your business vehicles as well.

A popular coverage choice for Maine businesses, Health Insurance gives employees access to essential healthcare services including medical, surgical, and dental health services. This coverage helps attract and retain employees in businesses of all sizes.

Often bundled with General Liability Insurance, Umbrella Insurance extends the liability coverage limits of other policies, such as Commercial Auto Insurance and General Liability Insurance. An umbrella policy is the most cost-effective way to raise liability coverage limits for your Maine business across multiple policies.