Starting a business in Louisiana opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.
Essential coverage for your Louisiana business
When you also have at least one employee
* Plus Workers Compensation
All standard plan benefits and:
Whether you’re looking to satisfy Louisiana requirements with workers comp and disability insurance or know insurance is the only way to protect your finances, we’ve got you covered.
Recommended for any establishment, General Liability offers diverse protection for your business. It provides coverage against property damage and physical or bodily injury claims caused by accidents or negligence. It also covers false advertising as well as lawsuit charges which you are held accountable for.
In the event of a flood, fire or earthquake, Property Insurance protects your business-related physical assets such as the building structure, working equipment and other office contents. Property Insurance works with natural calamities and man-made disasters so your business can quickly recover after from all loss and damages.
Required by the state of Louisiana, Workers' Compensation is mandatory for all businesses servicing within the area. It provides employees the needed protection should an accident or injury happens in the work place. Typical coverage includes medical costs, rehabilitation expenses and lost wages while owners are protected against legal charges due to negligence.
Commercial Auto insurance is meant to cover liabilities, collision and medical payments as a result of business-related vehicular accident. Whether you have owned or leased vehicles, as long as they are used for official travels, it helps pay claims for physical damages acquired during the incident. Coverage limits vary based on type of vehicle, number of drivers and more.
Geared towards businesses selling or manufacturing goods, Product Liability insurance provides protection from faulty products that might result to bodily injury or damage to properties. Even if you are found not responsible for recalls, it helps regain public trust and offers coverage from tampering, contamination and crisis management expenses.
Unexpected events do happen and Business Interruption insurance makes sure that your business will be able to resume normal operations after a calamity or disaster. It provides protection from great financial loss due to fire, earthquake, tornado, flood and other natural or man-made destruction by covering operating expenses as a result of interruption.
Regardless of the size of your business, honest mistakes and challenging circumstances may greatly impact your finances, and this is where insurance beomes extremely helpful.
Without insurance, you are at risk from spending huge amounts on medical expenses, legal charges, disaster damages and other unplanned expenditures due to accidents or negligence claims.
Business needs differ, so there is no right or wrong amount. Guarding your finances should a claim occur is indeed essential, but a standard $500,000 to $1 million coverage is average.
Most insurance companies will ask you to prepare completed application forms, applicable business licenses and claims history before they can provide an accurate quote.
CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.
You wanted better protection and cheaper pricing. So did we. We baked that dream into everything we've set out to accomplish in building our award winning platform.
We have one! How much could we have really improved the insurance purchase process? Try us! We ask only the questions you need to answer, nothing more.
We've built all our fancy tech from scratch, which allows us to get you certificates on demand, free of charge, and for us to find you savings.
Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:
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