Small Business Insurance in Louisiana

Get business insurance with optimized coverage to meet your exact needs

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Better, Regardless of Your Size

  • Save Your Precious Time and Protect Your Business Immediately in a Matter of Minutes

    Whether you’re looking for affordable insurance packages or top-of-the-line plans to safeguard your assets, instantly obtain competitive price quotes for your business.

  • Focus on Your Business and Forget Insurance Obligations with Our Convenient Online Platform

    Your availability matters, and by having 24/7 online access you can efficiently manage all insurance policies, certificates and endorsements wherever and whenever you need it.

  • Retain Your Valuable and Trusted Employees by Meeting Louisiana Insurance Requirements

    Workers' Compensation insurance is a must for all businesses operating in Louisiana. And by following state-mandated requirements, it allows you to keep your most treasured assets – your employees.

  • Get Professional Advice and Enjoy Exclusive Access to Some of the Country’s Top-Performing Carriers

    Together with the best and top-rated carriers, our team of highly experienced professional advisors can help customize the right insurance plan tailored for the success of your business.

Coverage Plans for All Your Needs

Starting a business in Louisiana opens the door to risks. You need insurance designed for your industry and business size. We customize plans for more than 20 industries. Pick coverage below to start a quote today.

BASIC

Essential coverage for your Louisiana business

General Liability

From
29
Month
Instant quote »

Includes:

  • Bodily Injury
  • Damage to third party property
  • Personal Injury
Get BASIC plan

STANDARD

When you also have equipment or operate from an office

General Liability + Property (bundle them with a BOP)

From
39
Month
Instant quote »

All basic plan benefits and:

  • Lost business income
  • Loss or accidental damage to:
    • Business equipment
    • Valuable papers and records
Get STANDARD plan

PRO

When you also have at least one employee

General Liability + Property and Workers Compensation (WC)

From
39 *
Month

* Plus Workers Compensation

Instant quote »

All standard plan benefits and:

  • Coverage for work-related accidents and diseases and subsequent:
    • Ongoing medical care (such as rehab)
    • Missed wages during recovery
    • Legal fees
Get PRO plan

CUSTOM

When you have specific requirements

Including Commercial Auto, Surety Bonds, Umbrella, etc

From
___
Month
Instant quote »
  • Choose your coverage

ALREADY INSURED?

We will take care of the switching hassle.

Call us at (646) 844-9933 for help and more information

We've Got You Covered with Coverage You Need

Whether you’re looking to satisfy Louisiana requirements with workers comp and disability insurance or know insurance is the only way to protect your finances, we’ve got you covered.

General Liability

Recommended for any establishment, General Liability offers diverse protection for your business. It provides coverage against property damage and physical or bodily injury claims caused by accidents or negligence. It also covers false advertising as well as lawsuit charges which you are held accountable for.

Property Insurance

In the event of a flood, fire or earthquake, Property Insurance protects your business-related physical assets such as the building structure, working equipment and other office contents. Property Insurance works with natural calamities and man-made disasters so your business can quickly recover after from all loss and damages.

Workers Compensation

Required by the state of Louisiana, Workers' Compensation is mandatory for all businesses servicing within the area. It provides employees the needed protection should an accident or injury happens in the work place. Typical coverage includes medical costs, rehabilitation expenses and lost wages while owners are protected against legal charges due to negligence.

Commercial Auto

Commercial Auto insurance is meant to cover liabilities, collision and medical payments as a result of business-related vehicular accident. Whether you have owned or leased vehicles, as long as they are used for official travels, it helps pay claims for physical damages acquired during the incident. Coverage limits vary based on type of vehicle, number of drivers and more.

Product Liability

Geared towards businesses selling or manufacturing goods, Product Liability insurance provides protection from faulty products that might result to bodily injury or damage to properties. Even if you are found not responsible for recalls, it helps regain public trust and offers coverage from tampering, contamination and crisis management expenses.

Business Interruption

Unexpected events do happen and Business Interruption insurance makes sure that your business will be able to resume normal operations after a calamity or disaster. It provides protection from great financial loss due to fire, earthquake, tornado, flood and other natural or man-made destruction by covering operating expenses as a result of interruption.

Act Now, Get Protected Easily, Quickly and Affordably

See how much you could be saving, with best in class insurance partners.

Start your application and get a free quote in minutes.

Or call (646) 844-9933 anytime.

Get protected easily with CoverWallet

Frequently Asked Questions

Do I need insurance for my business in Louisiana?

Regardless of the size of your business, honest mistakes and challenging circumstances may greatly impact your finances, and this is where insurance beomes extremely helpful.

What will happen if I don’t buy an insurance for my business in Louisiana?

Without insurance, you are at risk from spending huge amounts on medical expenses, legal charges, disaster damages and other unplanned expenditures due to accidents or negligence claims.

How much Liability Insurance should I carry in Louisiana?

Business needs differ, so there is no right or wrong amount. Guarding your finances should a claim occur is indeed essential, but a standard $500,000 to $1 million coverage is average.

What do I need in order to get an insurance quote in Louisiana?

Most insurance companies will ask you to prepare completed application forms, applicable business licenses and claims history before they can provide an accurate quote.

Peace of Mind, At Your Fingertips

CoverWallet utilizes state of the art technology to help small businesses understand and buy customized coverage, get significant savings and conveniently manage their insurance, in a matter of minutes, all through our online platform.

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I didn’t know what type of insurance I needed for my new business so I called CoverWallet and the agent provided me with everything in under an hour!

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There is nothing more that CoverWallet could have done to make the process any faster or easier. They made it as painless as possible.

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Honest and Transparent

5 stars service

Anthony Williams, Contractor

I was extremely satisfied with all services and communications with customer support. I would definitely recommend to others. Thank you CoverWallet!

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References for Small Businesses in Louisiana

Being a small business presents several challenges that may need more assistance. While CoverWallet provides you the best insurance, you can also consider these references to further support your small business:

Louisiana SBA District Office

365 Canal St. Suite 2820, New Orleans, Louisiana, 70130
Mon through Fri from 8:00 AM to 4:30 PM
(504) 589-6685
Visit the website

Louisiana Department of Insurance

1702 N. Third Street, Baton Rouge, Louisiana, 70802
Mon through Fri from 8:00 AM to 5:00 PM
(225) 342-5900
Visit the website